Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-01979 Lucille Banahan Name of the Respondent Hearing Site: Naples, Florida Wachovia Securities, Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Lucille Banahan, hereinafter referred to as "Claimant": Brian J. Neville, LLC, New York, New York. For Wachovia Securities, Inc., hereinafter referred to as "Res

Award NASD Dispute Resolution In the Matter of the Arbitration Between: 1991 Francis C. Bourne, Sr. Trust for Barbara Lutz and Others f/k/a Francis C. Bourne, Sr. Trust FBO Barbara Lutz & Others UAD 12/19/1989 (Claimant) v. A.G. Edwards & Sons, Inc. (Respondent) Case Number: 04-01964 Hearing Site: Hartford, Connecticut Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimant 1991 Francis C. Bourne, Sr. Trust for Barbara Lutz an

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01963 Rosemarie Jennings IRA, Claimant v. Paul A. Ross and Deborah F. Sobel, Respondents. ATTORNEYS: Claimant, Rosemarie Jennings, ("Claimant"), appeared pro se, Houston, TX. Respondents, Paul A. Ross and Deborah F. Sobel, (collectively "Respondents"), appeared through Marcia Williams, Esq., in-house counsel for Prudential Equity Group, Inc., New York, NY. NATURE OF DISPUTE: Customer vs.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Sharon Kroeker, Claimant v. Clifford J. Chinn and John E. Hartman, Respondents Case Number: 04-01962 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Associated Persons REPRESENTATION OF PARTIES For Claimant: In Propria Persona For Respondent Clifford J. Chinn: In Propria Persona For Respondent John E. Hartman: In Propria Persona CASE INFORMATION

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Gary W. and Margaret J. Sischo, Margaret J. Sischo IRRA, Gary Sischo IRRA, Claimants v. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Diane Marie Carter, Respondents Case Number: 04-01961 Hearing Site: Portland, Oregon Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Robert S. Banks, Jr., Esq. Banks Law Office PC

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Deborah Coppola Harry Anthony Coppola, Jr. Rev. Trust DTD 08/13/97 Names of the Respondents UBS Financial Services, Inc. f/k/a Paine Webber, Inc. Michael Gomberg Case Number: 04-01955 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Deborah Coppola a

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants Derek A. Rabe, Individually and as Custodian; and Julia Rabe, Individually and as Custodian. and Respondents A.G. Edwards, & Sons Inc., and Quinton Koch Case Number: 04-01953 Hearing Site: Chicago, Illinois NATURE OF DISPUTE Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Derek Rabe and Julia Rabe,. ("Claimants"), were repres

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Aurora Fletcher, IRA, Claimant v. Jeffrey Collison, Richard Soares and Morgan Stanley Dean Witter, Respondents Case Number: 00-05754 Hearing Site: San Francisco, California REPRESENTATION OF PARTIES For Claimants: For Respondents: James Jay Seltzer, Esq. Law Offices of James Jay Seltzer Emeryville, California Ronald E. Wood, Esq. Morgan Stanley Dean Witter

(* * NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01946 Mark and Karen Tulper, Claimants v. Oppenheimer & Co. Inc. and James Gianni, Respondents ATTORNEYS: Claimants Mark and Karen Tulper, (collectively "Claimants") appeared pro se, through Mark Tulper, Chesterfield, MO. Respondents, Oppenheimer & Co. and James Gianni (collectively "Respondents") appeared through in-house counsel Evelyn Bukchin, Esq., New York, NY. NATURE OF DI

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01944 Anthony V. Serba, Claimant v. John K. Bruno, Respondent ATTORNEYS: Claimant Anthony V. Serba ("Claimant") appeared pro se, Houston, TX. For Respondent John K. Bruno ("Respondent") appeared Jackie M. Gorham, Esq., of the firm Ogden, Gibson, White, Broocks & Longoria, LLP, Houston, TX. NATURE OF DISPUTE; Customer v. Associated Person. DATE FILED: March 22, 2004. CASE SUMMARY: Cla