STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Peggy S. Smith and Names of Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. and John S. Kloss Case Number: 04-01635 Hearing Site: Houston, Texas NATURE OF CASE Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES Peggy S. Smith, ("Claimant') was represented by Robert E. Lapin, Esq., Lapin & Landa, L.L.P.,

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Kathy F. Nichols, TTEE & POA Amon Nichols Decedent Trust and 04-01632 Phoenix, Arizona Name of Respondents Wachovia Securities, LLC David R. Steinberg Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Kathy F. Nichols , TTEE & POA Amon Nichols Decedent Trust ("Claimant") was represented by Richa

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Stanley and Harriet Landsberg Trust U/A 12/21/91, Stanley and Harriet Landsberg, Trustees Case No. 00-05720 Names of Respondents Janney Montgomery Scott LLC Charles Bernard Lowlicht The Dratel Group, Inc. Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES For Stanley and Harriet Landsberg Trust U/A 12/21/91, Stanley a

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Ella Hermann and Mary Weyer and Names of Respondents Aura Financial Services, Inc., Erik J Matz and Timothy M. Gautney Case Number: 04-01631 Hearing Site: Louisville, Kentucky NATURE OF CASE Customers v. Member and Associated Persons REPRESENTATION OF PARTIES Ella Herrmann ("Hermann") and Mary Weyer ("Weyer"), hereinafter collecti

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Edward and Shirley Benzon and 04-01628 Nashville, Tennessee Name of Respondent Morgan Stanley DW, Inc. NATURE OF THE DISPUTE Customers vs. Member Firm REPRESENTATION OF PARTIES Edward and Shirley Benzon ("Claimants") were represented by H. Naill Falls, Jr., Esq., of Falls & Veach, Nashville, Tennessee. Morgan Stanley DW, Inc. ("Respondent")

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name, of the riaimnnt Case Number 04-01619 Albert S. Bier Names nf the Respondents Hearing Site- Pittsburgh, PA Tiche Capital Strategies, LLC Emmett A. Larkin Company, Inc. Third-Party Respondent David Osaba Nature of the Dispute; Customer vs. Members RF.PRF.SF.NTATTON OF PAHTITCS Claimant, Albert S. Bier, hereinafter referred to as "Claimant", was represented by Mic

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names nf the Claimants Hanover Township Police Pension Fund The Township of Hanover PA Names nf the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. William Bender Raymond Crisci Rodney Sennett Stephen Hudacek Case Number- 04-01614 Hearing Site- Philadelphia, PA Nature of the Dispute: Customers vs. Member and Associated Persons. RFPRF.SFNTATTON Off

Amended Award NASD Dispute Resolution In the Matter of the Arbitration Between: Kathryn E. Weyand as Trustee of the Margaret T. Weyand Revocable Living Trust dated 11-9- 90, Claimant v. Carola Barton, Bill Svoboda, and Morgan Stanley DW Inc., Respondents Case Number: 04-01612 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: Kathryn R. Weyand Cupertino, Ca

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Kathryn E. Weyand as Trustee of the Margaret T. Weyand Revocable Living Trust dated 11-9- 90, Claimant v. Carola Barton, Bill Svoboda, and Morgan Stanley DW Inc., Respondents Case Number: 04-01612 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: Kathryn R. Weyand Cupertino, California

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01611 Jacqueline Hartung, Claimant v. Investors Capital Corp., and Richard Vincent, Respondents. ATTORNEYS: Claimant, Jacqueline Hartung, appeared Pro Se* Pleasant Hill, CA. Respondents, Investors Capital Corp. and Richard Vincent, ("Respondents"), appeared through their in-house counsel, Melissa Tarentino, Esq., Lynnfield, MA. NATURE OF DISPUTE: Customer v. Member and Associated Person^