NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01610 Keith Lane, Claimant v. Citigroup Global Markets, Inc. f7k/a Salomon Smith Barney, Inc. and Jack B. Grubman, Respondents. ATTORNEYS: For Claimant Keith Lane ("Claimant") appeared Joel S. Finkelstein, Esq. of the firm Finkelstein & Partners, Newburgh, NY. For Respondents Citigroup Global Markets, Inc. fiTc/a Salomon Smith Barney, Inc. and Jack B. Grubman (collectively "Respondents")

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ronald M. Brenhouse (Claimant) vs. Richard Sincere, Bear Steams Securities Corp. and Tradestation Securities, Inc. (Respondents) Case Number: 04-01607 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Associated Person and Members REPRESENTATION OF PARTIES Claimant Ronald M. Brenhouse hereinafter referred to as "Claimant": Malcolm S. Taub, Esq., Malcom S. Taub

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Stephen Rosenbaum and Martha Rosenbaum (Claimants) v. A.G. Edwards & Sons, Inc. and Kenneth Hansen (Respondents) Case Number: 04-01603 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Stephen Rosenbaum ("S. Rosenbaum") and Martha Rosenbaum ("M. Rosenbaum") hereinafter collectively re

STIPULATED AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Names of Claimants Gur-Arie and Lois Yavnieli Names of Respondents Morgan Stanley Dean Witter, Inc. Janet L. Stamm Marc L. Guttman Case No. 00-05718 Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES For Gur-Arie and Lois Yavnieli ("Yavnieli"), hereinafter collectively referred to as "Claimants": Darren C. Blum, Esq., Plantation, Florida.

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Access Financial Group, Inc. v. Scon Feldman Case No, 00-00568 Hearing Site: Boca Raton, Florida. REPRESENTATION OF PARTIES For Claimant; Andrew S, May, Esq. Henderson & Lyman Chicago, Illinois Respondent appeared pro $e INORMATIO Statement of Claim filed on or about: February 4. 2000, Claimant's Uniform Submission Agreement signed on: February 4, 2000, by Vict

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mark Mitchell (Claimant) v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. (Respondent) Case Number: 04-01602 Hearing Site: Buffalo, New York Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimant Mark Mitchell ("Mitchell") hereinafter referred to as "Claimant": Kirk George Smith, Esq., Shepherd, Smith & Edwards, LLP, Houston, TX. Res

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mark R. Loader (Claimant) v. Chase Investment Services Corp. and Gregg Lazarescu (Respondents) Case Number: 04-01601 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Mark R. Loader ("Loader") hereinafter referred to as "Claimant": Charles A. Bennett, Esq., New York, NY. Respondents

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Jean Greenhill and 04-01584 Nashville, Tennessee Name of Respondent Merrill Lynch Pierce Fenner & Smith Incorporated Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Jean Greenhill ("Claimant") was represented by Jeffrey B. Musslewhite, Esq., Woska & Hayes, LLP, Kingwood, Texas. Merrill Lynch Pierce Fenner & Smith Incorporated

AWARD NASD DISPUTE RESOLUTION In the Matter of the Arbitration Between: Tommie J. Leslie and Mary E. Leslie, (Claimants) vs. American Fronteer Financial Corporation and Auerbach, Pollak & Richardson, Inc., (Respondents) Case Number: 04-01582 SITUS: New Orleans, LA. NATURE OF DISPUTE: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES For Tommie J. Leslie and Mary E. Leslie, hereinafter collectively referred to as "Claimants": D.

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Qaimants B & L Welch & Company and Leigh Welch v. 04-01579 Denver, Colorado Respondent Thomas Austin Nature of Dispute: Customers v. Associated Person REPRESENTATION OF PARTIES B & L Welch & Company and Leigh Welch, hereinafter referred to as "Claimants," were represented by John Henry Schlie, Esq., Denver, Colorado. Thomas Austin ("Respondent") was rep