Award NASD Dispute Resolution In the Matter of the Arbitration Between: Neal Riemer and Louise Krupa, Claimants v. Torrey Pines Securities, Inc. and William F- Gunderson, Respondents Case Number: 04-01509 Hearing Site: San Diego, California Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: Grant G. Teeple, Esq. Gage Teeple, LLP San Diego, California For Respondents: Eileen L. McGeever,

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants David and Matthew Parks and Respondents Merrill Lynch, Pierce, Fenner& Smith, Inc. -grit! Ronald-Mathew Shmyr -•- Case Number: 04-01505 Hearing Site: Detroit, Michigan NATURE OF CASE Customers v. Member and Associated Person REPRESENTATION OF PARTIES David and Matthew Parks ("Claimants") were represented by Anthony V. Trogan, Esq., and

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names nf the C:\a\msmtR Andrew J. Andrejewski and Gail E. Andrzejewski, individually and as owners of their IRA accounts pf the "Respondent Morgan Stanley DW> Inc. : 04-01503 Site! Charlotte, North Carolina Nature of the Dispute: Customers vs. Member. KKPRRSKNTATTON OF PAPTIBS Claimants, Andrew J. Andrejewski and Gail E. Andrzejewski, individually and as owners o

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION ___ l _ __ LJJjni — - 1 , m .- [ - [11M - M - 1 ,__i ;MmiL1 . -nnima i iiiiiMi.ii i _____ .* _ CASE: 04-01499 i John I Ryan, Claimant v. Merrill Lynch, Pierce, F«mner & Smith, hie., Respondent ATTORNEYS: For Claimant John J. Ryatt C'Claitnant* 4 ) appeared Wm. Jemiswi Mims, Jr., Esq., of the firm Levin, Papantonio, Thomas, Mi

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01498 Dr. Morton Schulman, Claimant v. Citigroup Global Markets, Inc. f7k/a Salomon Smith Barney, Inc. and Jack B. Grubman, Respondents ATTORNEYS: For Claimant Dr. Morton Schulman ("Claimant") appeared Joel S. Finkelstein, Esq. of the firm Finkelstein & Partners, Newburgh, NY. For Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and Jack B. Grubman ("Respondent

PAGE 02 NASD DISPUTE RESOLUTION AWARD NASP DISPUTE RESOLUTION CASE: 04-51497 Ethan Skoinick, Claimant vs. Monrill L-ynch, Pierce, Fenner & Smith, lnc, f ATTORNEYS: """ " For Claimant Ethan SkolnicV ("Claimant") appeared Jeffrey B. Kaplafl, Esq., of the; firm Dt Kaplan & Rothstein, PA. T Mami, FL. For Respondent Merrill Lynch, Pierce, Fenner & Smith, Ire, ("Respondent 1 ') appeai ed Julie L. ». E»q> < >f the firm Maynard, Cooper &

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01496 Charles W. Harlan Claimant v. Merrill Lynch, Pierce, Fermer and Smith, Inc., Respondent. ATTORNEYS: For Claimant, Charles W. Harlan ("Claimant") appeared Jeffrey B. Kaplan, Esq., and Scott M. Diamond, Esq., of the firm Dimond Kaplan & Rothstein, P.A. Miami, FL. For Respondent, Merrill Lynch, Pierce, Fenner and Smith, Inc., ("Respondent") Bradley B. Rounsaville, Esq., of the firm Maynar

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Nathan and Genia Stark, JTWROS, (Claimants) vs. TD Waterhouse Investor Services, Inc., Louis Giacalone, Janet Gold, Benjamin F. Bryan, Anthony Goglia and John Doe(s) 6-10, Federated Management, Inc., Stanley R. Smith, John P. Gavey, Daniel F. Librie, Eliss Whatever, Lawrence M. Waterhouse, Jr., and Thomas Textor, (Respondents) Case Number: 00-05702 - Hearing Site: New York, New Yo

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01495 The Estate of Carl A. Moritz, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondent ATTORNEYS: For Claimant The Estate of Carl A. Moritz ("Claimant") appeared Jeffery B. Kaplan, Esq. of the firm Dimond Kaplan & Rothstein, P.A., Miami, FL. For Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. ("Respondent") appeared A. Inge Selden, III, Esq., of the firm Maynard,

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01494 Shelley A. Skolnick & Louis Skolnick JTWROS, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondent. ATTORNEYS: For Claimants, Shelley A. Skolnick & Louis Skolnick JTWROS, ("Claimants"), appeared Jeffrey B. Kaplan, Esq., of the firm Dimond, Kaplan & Rothstein, P.A., Miami, FL. For Respondent, Merrill Lynch, Pierce, Fenner & Smith, Inc., ("Respondent"), appeared Bradley