Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mary Lasagna-Schnapp, individually and as TTEE Schnapp Survivors Trust, dtd 8/5/88, and TTEE fbo The Schnapp Trust U/A/D 8/5/88, Claimants v. Smith Barney Citigroup, a division of Citigroup Global Markets, Inc., and Patrick Spooner, Respondents Case Number: 04-01084 Hearing Site: San Francisco, California Nature of the Dispute: Customers v. Member and Associated Person RE

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Paul Liberman and Mitchell Liberman as Co-Trustees of the Marvin R. Liberman Revocable Trust Agreement, dated June 10, 1985, Claimant v. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Marc A. Liberman, Respondents Case Number: 04-01079 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Martin D. Parlato and Linda K. Parlato, Tenants by Entirety Names of the Respondents H&R Block Financial Advisors, Inc. Greg Plancher Case Number: 04-01077 Hearing Site: Orlando, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Martin D. Parlato and Linda K. Parlato, Tenants by Ent

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01073 Robert Schulman, Claimant v. Daniel J. Miller, Respondent ATTORNEYS: For Claimant, Robert Schulman, ("Claimant"), appeared Alexander R. McMullen, Esq. of the firm McMullen & Drury, P.A., Towson, MD. For Respondent, Daniel J. Miller, ("Respondent"), appeared Terrence C. Liff, Esq. of the firm Marvin Mandel, P.C., Annapolis, MD. NATURE OF DISPUTE: Customer vs. Associated Person.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-1068 Karen L. Lane COM IRA GUST, Claimant v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc., and Jack B. Grubman, Respondents. ATTORNEYS: For Claimant, Karen L. Lane CGM IRA CUST, ("Claimant"), appeared Joel S. Finkelstein, Esq. of Finkelstein & Partners, Albany, NY. For Respondents, Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and Jack B. Grubman, ("R

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01067 James T. Myung, Claimant v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and Jack B. Grubman, Respondents ATTORNEYS: For Claimant, James T. Myung, ("Claimant"), appeared Marshall P. Richer, Esq. of the firm Finkelstein & Partners, Albany, NY. For Respondents, Citigroup Global Markets, inc. f/k/a Salomon Smith Barney, Inc. and Jack B. Grubman, (collectively "Respo

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01064 Robert Faber, Claimant v, Merrill Lynch Pierce Fenner & Smith, Inc., Respondent. ATTORNEYS: " ~~ Claimant, Robert Faber, ("Claimant"), appeared pro se, New York, NY. Respondent, Merrill Lynch Pierce Fenner & Smith, Inc., ("Respondent"), appeared through its in-house counsel, Scott G. Grubin, Esq., New York, NY. NATURE OF DISPUTE: Associated Person v. Member DATE FILED: February 18;

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Francine J. Giulekas, Gus Giulekas, and Gus and Francine J. Giulekas (Claimants) v. Merrill Lynch Pierce Fenner and Smith, James D. Tomlin, James Williams of the Williams/Tomlin GRP, Salomon Smith Barney tic. n/k/a Citigroup Global Markets, Inc., Robert A. Perconte, Elizabeth Polizzi, William Robert Agresti, and John/Jane Does 1-10 Case Number: 04-01063 Hearing Site: New York City, New

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: John F. and Patricia R. Robertson, Claimants, Vs. Case Number: 00-05647 Glen E. Williams, Respondent. Hearing Site: Louisville, Kentucky REPRESENTATION OF PARTIES Claimants John F. and Patricia R. Robertson ("the Robertsons"), hereinafter referred to as "Claimants", were represented by Tim Robertson. Respondent Glen E. Williams ("Williams") was represented by E

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Fordham Financial Management, Inc. (Claimant) v. Osama Man (Respondent) Case Number: 04-01059 Hearing Site: New York, New York Nature of the Dispute: Member vs. Associated Person REPRESENTATION OF PARTIES Claimant Fordham Financial Management, Inc. ("Fordham") hereinafter referred to as "Claimant": David A. Schroder, Esq., Schrader & Schoenberg, LLP, New York, NY. Respondent Osa