Award NASD Dispute Resolution In the Matter of the Arbitration Between: 04-01055 Kim Eckis Andre "f th? P?- g p n| i f 1? i nt g Hearing Sitfi' Dallas, Texas Bane of America Investment Services, Inc. and Michael Dennis Degolier mr Customer v. Member Firm and Associated Person OF Claimant Kim Eckis Andre, hereinafter referred to as "Claimant": Richard H. Elliot, Esq., of the Law Offices of Richard H

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants Joe L. Gates, Individually and as Trustee on behalf of the Joe L. Gates Trust and S. Pauline Gates, Individually and as Trustee on behalf of the S. P. Gates Trust v. 04-01051 Oklahoma City, Oklahoma Respondents Centaurus Financial, Inc., and Robert D. Jamison NATURE OF THE DTSPTJTE Customers vs. Member Firm and Associated Person REPRESENTATION OF PARTIES

Award NASD Dispute Resolution In the Matter of the Arbitration Between: James McCann (Claimant) v. HSBC Brokerage (USA) Inc, (Respondent) Case Number: 04-01035 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member REPRESENTATION OF PARTIES Claimant, James McCann ("McCann") hereinafter referred to as "Claimant": Daniel W. DeLuca, Esq., Law Offices of Daniel W. DeLuca, Ronkonkoma, NY. Respondent, HSBC Brokerage (USA) Inc

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-01034 Edwin Rand Names of the Respondents Hearing Site: Boca Raton, FL Citigroup Global Markets, Inc. JackB. Grubman Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Edwin Rand ("Rand"), hereinafter referred to as "Claimant": Michael B. Lynch, Hooper & Weiss, LLC, Orlando, Florida and Mar

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Charles Bigbie Name of the Respondent American Express Financial Advisors, Inc. Case Number: 04-01033 Hearing Site: Orlando, Florida Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Charles Bigbie, hereinafter referred to as "Claimant": Bradley R. Stark, Esq., Bradley R. Stark, P.A., Coral Gables, Florida.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Florence Cittadini (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Thomas Lynch Ford (Respondents) Case Number: 04-01021 Hearing Site: Hartford, Connecticut Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Florence Cittadini ("Cittadini") hereinafter referred to as "Claimant" appeared pro se. Respondents Merrill L

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01020 Eileen Spann, Claimant v. Ameritrade,, Inc. n/k/a J.P. Securities, Inc. and Brian Goracke, Respondents. ATTORNEYS: Claimant, Eileen Spann, ("Claimant"), appeared pro se, Calabasas, CA, Respondents, Ameritrade, Inc. n/k/a J.P. Securities, Inc. and Brian Goracke, ("Respondents"), appeared through their in-house counsel, James J. Vihstadt, Bellevue, NE. NATURE OF DISPUTE: Customer v.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: The Kless Family Trust, Claimant v. Dwight A. Matheson and Wachovia Securities, Inc. n/k/a Wachovia Securities, LLC, Respondents Case Number: 04-01019 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Associated Person and Member REPRESENTATION OF PARTIES For Claimant; George S. Wass, Esq. Law Office of George S. Wass Palm Springs, Californi

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 00-05645 Eric L. Delvallee, claimant vs. Daniel Laserna and TD Waterhouse Investor Services, respondents. ATTORNEYS: Claimant appeared Pro Se, Los Angeles, CA. For Respondents appeared Janis Campanella, Esq., in-house counsel, New York, NY. DATE FILED: December 21, 2000 CASE SUMMARY: Claimant alleged respondents failed to disclose the risks of trading on margin and as such created

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-01018 Victoria Egyed Kligerman and Edit Egyed, Claimants v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc., Respondent. ATTORNEYS: For Claimants Victoria Egyed Kligerman and Edit Egyed, ("Claimants") appeared, Joel D. Feldman, Esq., of the firm Anapol, Schwartz, Weiss, Cohan, Feldman and Smalley, P.C., Philadelphia, PA. For Respondent Citigroup Global Markets, Inc. f/k/a