NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-00398 George L. Schneider, Jr. and Albert J. Kirchner, Claimants v. Theodore M. Sabarese Children's Trust - Lewis Braff Trustee, Respondent. ATTORNEYS: For Claimants, George L. Schneider, Jr. and Albert J. Kirchner, ("Claimants"), appeared David A. Checchio, Esq., of the firm Bressler, Amery & Ross, P.C., New York, NY. For Respondent, Theodore M. Sabarese Children's Trust - Lewis Braff Trust

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Brigitte Zirnig-Rank, Claimant v. Morgan Stanley Dean Witter & Co. aka Morgan Stanley DW Inc. and Rommy M. Maytal, Respondents Case Number: 04-00394 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Frank E. Marchetti, Esq. Kabateck Brown Kellner LLP Los Angeles, California For Re

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants Dennis W. Winsor and Alejandra L. Winsor, Individually, and onhehalf of their National Placement 401(k) Profit Sharing Plan & Trust v. 04-00388 Minneapolis, Minnesota Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. Nature of Dispute; Customers v. Member REPRESENTATION OF PARTIES Dennis W. Winsor and Alejandra L. Winsor, Individually, and on behalf

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Case Number: 04-00385 Ray C. Donaldson Name nf the Respondents Hearing Site: Indianapolis, Indiana McDonald Investments, Inc. and Charles H. Garrido Customer vs. Member Firm and Associated Person RFPRFfiFMTATIOM HP PARTIES William C. Wagner, Esq. of the law firm Sommer Bernard Ackerson, P.C., located in Indianapolis, Indiana represented Claimant, Ray

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Bruce A. Fadem, Lloyd R. Fadem, individually and as Co-Trustees of the Albert Fadem Living Trust, and Jennifer J. Fadem, individually and Names of Respondents Case Number. 04-00382 Hearing Site: Oklahoma City, Oklahoma Citigroup Global Markets, lnc.,f/k/a Salomon Smith barney, Inc., and Kosta P. Veils NATURE OF CASE Customers

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-00381 Maria T. Gutierrez Name of the Respondent Hearing Site: Boca Raton, FL TD Waterhouse Investor Services, Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimant Maria T. Gutierrez ("Gutierrez") appeared pro se. For TD Waterhouse Investor Services, Inc. ("TDWIS"), hereinafter referred to as "Respondent":

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Esther Lackman Names of the Respondents Morgan Stanley Dean Witter and James Brooks Case Number: 04-00379 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Esther Lackman, hereinafter referred to as "Claimant": John T. Getz, Esq., Law Offices of Feldman

Award NASD Dispute Resolution In the Matter of the Arbitration Between; Names of the Claimants Case Number: 04-00378 J. Clayton Davie, M.D. L. Paul Kassouf, Trustee for Davie Children Charlotte Gunn Names of the Respondents Hearing Site: Atlanta, Georgia Merrill Lynch Bruce Chappell & Associates Bruce Chappell J.R. Melikian Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For J. Clayton Davie, M.D. ("Davie"),

Amended Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-00376 Adam D. Lorraine Name of the Respondent Hearing Site: Boca Raton, Florida Sterling Financial Investment Group, Inc. Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES For Adam D. Lorraine, hereinafter referred to as "Claimant": Richard B. Warren, Esq., Kelly & Warren, P.A., West Palm Beach, Florid

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-00376 Adam D. Lorraine Name of the Respondent Hearing Site: Boca Raton, Florida Sterling Financial Investment Group, Inc. Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES For Adam D, Lorraine, hereinafter referred to as "Claimant": Richard B. Warren, Esq., Kelly & Warren, P.A., West Palm Beach, Florida. F