N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. CASE: 99-05237 Mahindokht Goli Golrokh, claimant vs. Todd Crieter, respondent. ATTORNEYS: Claimant Mahindokht Goli Golrokh ("Claimant"), appeared Pro Se., San Francisco, CA. For Respondent Todd S. Critter ("Respondent"), Randall H. Kennon, Esq., Office of General Counsel for Bank of America Investment Services, Inc., Los Angeles, CA. DATE FILED: 11/22/1999 CASE SUM

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE-99-05236 >._'._. ']' . -;J..••"'... '. '„ - " .: „" '. ^\i'-' , CJlI Abdul Hakim Babar, claimant vs. Fidelity Brokerage Services, Inc. and Edward C. Johnson, III, respondents. ATTORNEYS: Claimant appeared Pro Se., Lahore, Pakistan For Respondents appeared in-house counsel Richelle S. Kennedy, Boston, MA. DATE FILED: November 22, 1999 \ T>V. deposited into his Ultra Service Acco

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 99-05235 Ellen W. Wolf and Victor LaViola, claimants vs. Mary Ellen Trotter, United Pacific Securities, Inc., Thomas C. Altfillisch, Joe Miller, Jr., First Fidelity Acceptance Corp., Richard J. Tucker, Patti Plunkett, James R. Simon, and Sentra Securities Corp. respondents. ATTORNEYS: Claimants appeared Pro Se, Kansas City, MO For Respondents Mary Ellen Trotter, Thomas C. Altfillisch, and

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 99-05234 Olde Discount Corporation, claimant vs. Raymond T. Capelluto, respondent. ATTORNEYS: For claimant appeared in house counsel, Aaron L. Kleid, Esq., Detroit, ML Respondent appeared Pro Se., Commack, NY. DATE FILED: November 22, 1999 CASE SUMMARY: Claimant alleged that respondent failed to repay remaining debit balance after claimant liquidated his shares of Cisco Systems, Inc.,

V l ^w NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. i CASE: 99-05233 Jimmy R. Baker, Jr., claimant vs. Baxter Banks & Smith, Ltd., respondent. ATTORNEYS: Claimant Jimmy R. Baker Jr. appeared Pro Se, Kannapolis, NC Respondent Baxter Banks & Smith, Ltd., did not respond to the statement of claim. DATE FILED: November 22, 1999 CASE SUMMARY: Claimant alleged he was solicited, and purchased an initial public offering, NNPD Text

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimants Gerald and Connie Steinberg Case No. 99-05231 Name of Respondent Merrill Lynch Pierce Fenner & Smith Inc Hearing Location: Washington, DC REPRESENTATION OF PARTIES Claimants Gerald and Connie Steinberg ("Claimants") were represented by Allen Mawsfield, 1 - Esq., Washington, DC. q ^ = Respondent Merrill Lynch Pierce Fenner & Smith, Inc.

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Paul Nielsen and The Nielsen Trust, Claimants v. The Golden, Lender Financial Group, Inc., Amir Abrahm Yuzary, Tomer Matthew Yuzary, Yuzary Family LP, Lee Matthew Solomon, Jr., Earl John Swan ffl, Roman Sakharovich, Aron Oleg Bronstein, Bronstein Family LP, Foster J. Gibbons, and Penson Financial Services, Inc., Respondents Case Number: 99-05225 Hearing Site: Los Angeles, Cali

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Stuart Palmer, (Claimant) vs. Kensington Wells, Inc. Et al. (Respondents). Case Number: 99-05224 Hearing Site: Denver, Colorado REPRESENTATION QF PARTIES Claimant, Stuart M. Palmer ("Claimant"): Richard Nervig, Esq.: Nervig and Vondran, Denver, Co. Respondent, Kensington Wells, Inc. ("Respondent Kensington Wells"): was unrepresented and in bankruptcy. Respondent, Bear

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE; 99-05221 Donald P. Watanabe, claimant vs. Bear Stearns Securities Corp., respondent. ATTORNEYS: For Claimant appeared John D. Cummins, Jr. Esq., of the firm Robinson, Curley & Clayton, P.C., Chicago, IL. For Respondent appeared Darya Geetter, Esq., in-house counsel for Bear Stearns Securities Corp., New York, NY. DATE FILED: November 19, 1999 CASE SUMMARY: Claimant alleged that re

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Paul Mast and Jennie Mast and Names of Respondents Centennial Securities Company and Donald E. Beesley Case Number: 00-05545 Hearing Site: Detroit, Michigan REPRESENTATION QF PARTIES Paul Mast and Jennie Mast ("Claimants") were represented by Ronald J. Clark, Esq., Mika Myers, Beckett & Jones, PLC, Grand Rapids, Michigan. Centenni