NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 99-05045 Daniel Rosenson & Irma Rosenson, claimants vs. Prudential Securities, Inc. and Louis Liberatore, respondents. ATTORNEYS: Claimants appeared Pro Se., Delray Beach, FL. For Respondents appeared in-house counsel Darleen Monaco, Esq., New York, NY. DATE FILED: November 8, 1999 CASE SUMMARY: Claimants alleged that respondents purchased a New York City General Obligations Serie

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Joseph Ciaglia, (Claimant) vs. Salomon Smith Barney Inc. and Rudolph Depolo, (Respondents) Case Number: 99-05043 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Joseph Ciaglia, hereinafter referred to as "Claimant", appeared pro se. Respondents, Salomon Smith Barney Inc. ("Salomon") and Rudolph Depolo ("Depolo"), hereinafter collectively referred to as "Re

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Names of Claimants Michael Pacifico Michael Pacifico IRA dated 11/16/99 Case No. 00-05534 Names of Respondents Prudential Securities, Inc. Alex Muscati, III Hearing Site: Tampa, Florida For Michael Pacifico ("Pacifico") and Michael Pacifico IRA dated 11/16/99, hereinafter referred to as "Claimants": Delmer C, Cowing HI, P.A., Delray Beach, Florida. For Prude

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Names of Claimants Joseph and Mae Fishbach Michael J. Fishbach Paul D. Giles Reuben Hertz and Jacqueline Hertz Case No. 00-00551 Richard Sears Nancy J. Rakowski Ohmer Jack Anderson and Opal Anderson The Ohmer Jack Anderson Trust Herbert Myers Brian Grothe, Individually and as Trustee of The Brian Grothe Revocable Trust Louis Meucci Evelyn Rubin,

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Zlatka (Lola) Cular and Louis E. Pappas, (Claimants) vs. Metropolitan Life Insurance Company, (Respondent) Case Number: 99-05034 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants, Zlatka (Lola) Cular ("Cular") and Louis E. Pappas ("Pappas"), hereinafter collectively referred to as "Claimants": J. Nicholas Suhr, Esq., a sole practitioner, Holmdel, NJ (Mr.

Award NASD Dispute Resolution, Inc. In the Mailer of fhe Arbitration Between; Arnold Verosloff, (Claimant) vs. Prudential Securities Incorporated and Robert Bleismann, (Respondents) Case Number: 99-05033 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Arnold Verosloff, hereinafter referred to as "Claimant": Dennis Alan Auciello, Esq., Dennis Alan Auciello, P.A., New Brunswick, NJ. Respondents, Prudential Securities Incorporated

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Jayne C. Shinko Case No. 99-05032 Name of Respondents Merrill Lynch Pierce Fenner & Smith, Inc Beverly A. Fanning Hearing Location: Philadelphia, Pennsylvania REPRESENTATION OF PARTIES Claimant, Jayne C. Shinko, ("Claimant") was represented by Glenn S. Gitomer, Esq. of the law firm of McCausland, Keen & Buckman, Radnor, Pennsylvania. Respond

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE; 99-05027 Darrell E. DeVeaux, claimant vs. E*Trade Securities, respondent. ATTORNEYS: Claimant Darrell E. DeVeaux ("Claimant"), appeared Pro Se., Bobson Park, MA. For Respondent E*Trade Securities ("Respondent"), Bob Salvador, Compliance Analyst for E*Trade Securities, Palo Alto, CA. DATE FILED: 11/8/1999 CASE SUMMARY: Claimant maintained that on March 18, 199

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 99-05026 Debi A. Christenhusz, claimant vs. Douglas D. Crawford, and PFS Investments, Inc., respondents. ATTORNEYS: For Claimant appeared Scott W. Edwards, Esq., Reno, NV. For Respondents appeared Devin A. Donohue, Esq. of the firm, Keesal, Young & Logan, San Francisco, CA. DATE FILED: November 8, 1999 CASE SUMMARY: Claimant alleged that respondent failed to transfer money out of

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Jose Luis Peressini, (Claimant) vs. Merrill Lynch, Pierce, Fenner& Smith, Inc., and Cathy Hernandez (Respondents). Case Number: Hearing Site: 99-05025 Houston, Texas 5 REPRESENTATION OF PARTIES Claimant, Jose Luis Peressini, hereinafter referred to as "Claimant": E. Link Beck, Esq., Beck & Given, El Paso, Texas. Respondents, Merrill Lynch, Pierce, Fenner & Smith, Inc.