09/13/01 WED 13:20 FAX NASD REGULATION ilOOl Stipulated Award NASD Dispute Resolution, Inc- In the Matter of the Arbitration Between: IRVINYAROCH, Claimant, v. MIDWEST PENSION ACTUARIES, INC., MARINER FINANCIAL SERVICES, INC., BERNARD L. HEMKER, J. WILL PAULL, CLARK F. CQLTON, WILLIAM GREGG, DENNIS BROWN, ROBERT BOONE and KENNETH D. WARWICK, Respondents. Case Number: 00-00526 Hearing Site: Detroit, Michigan REPRESENTATION OF

N.A.S.D. AWARD Arbitration *«««..-»«,. .*«/'**••»rw^« «« ... „ *„**„-„ National Association of NATICNAL ASSCCttnCN C3P SH3J«iTUdB DEALEST Securities Dealers, Inc. One East Broward Boulevard In the Matter of the Arbitration Between ) Suite 1000 ) Ft. Lauderdate, Florida 33301 v (305) 522-7391 John. B. and Thelma R. Latil ) > } Case No. 91-02002 ) Name of Respondent (s) ) ) Merrill Lynch Pierce Feoner & Smith Inc ) John C. BUcle )

OJ N.A.S.D. AWARD NATIONAL ASSOCIATION OP SBCUKi'l'lhS DEALERS In the Matter of the Arbitration Between Name of Claimant Lehman Brothers, Inc. Arbitration National Association of Securities Dealers, Inc. NASD Financial Center 33 Whitehall Street Mew York, NX 10004 FAX (212) 858-4389 vs. of Respondent George John Pampas Case # 91-02001 For ClaAirant: Charles R. Mills, Esq. of Lord Day & Lord, Barrett Smith. For

Arbitration N.A.S.D. AWARD National Association of _ Securities Dealers. Inc. NATIONAL ASSOCIATION OF SECURITIES DEALERS New York. N.Y. 10004 In the Matter of the Arbitration Between FAX (212)858-4389 Name of Cla-i™r>*-g Dr. Frank J. Spino anri Mrs. Arline G. Spino JIWROS Frank J. Spino, D.D.S., Inc. Arline Spino, Custodian for Susan L. Spino, OQffl. Arline Spino, Custodian for lianas J. Spino, DGMA Aurora Dental Associates, Inc. Frank J

N.A.S.D. AWARD ASSOCLATICN OF SBCUKTmS DEALERS In the Matter of the Arbitration Between Name of John J. anrf Beraadette ) Caae No. 91-01996 Name of Respondent (a) ) ) Merrill Lynch Pierce Fenner & Smith IDC ) For Claimants, John J. and Bernadette Bergen ("Bergen"): John P. Graves, Jr., Esq. of the law offices of John P. Graves, Jr. For Respondent, Merrill Lynch Pierce Fenner & Smith, Inc. ("Merrill Lynch") : Michael E. Olney, Esq. of Mer

N.A.S.D. AKARD NftTICNM, ASSOCTKEICN CF SMLURiTlffl DEALERS In the Matter of the Arbitration Between Name of Paul M. Sctwartz 91-01992 (a) Charles flrfunb & Company, Inc. Marie P. Ryan daimant, Paul M. Schwartz ("Sctowrtz"), For Rflepcndmts, Charles Sctuab 6 Ooipany, lac. ("Sctwab") and Mark P. Ryan, ("Ryan") John D. Boyfcin, Esq., Boose Casey Clfclin et al. Statanant of na-hn filed! 6/26/91. 's Subalssion J^resoieat signed ons 6/22/

H.A.S.D._ 7 .AWWRD NATIONAL ASSOCIATICN OF SECURITIES DEALERS In the fitter of the Arbitration Between Harry vs. 91-01991 Shearson T^Vwan aitton, Inc. Stan Zicklin For Claimant: Ttanas M. Ccnparet, Esq., Los Angeles, California. For Respondents: Michael M. Glass, Esq., Keesal, Young & Logan, Long Beach. California. OMSK Statement of rna-im filed: June 26, 1991. Claimant's Submission Agreement signed on: August 15, 1990 Joint

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS, In the Matter of the Arbitration Between Name of Claimant E. anri Tarry D. T-amaTma 91-01989 Name of Respondent Prudential Securities, Inc. - - --**- Richard D. Chegar Jerry C. For Claimants: Claimants were represented by Steve Coons, Esq. of Coons & TrvM aTtaprO ^ g f TnriH ana . Par Respondents: pagfyip*ifl"*-]g were r^'i*jff* ri *'P r ^ by David C* Camp

Arbrtration National Association of M A q n AWARD Securities Dealers, Inc. J.N . /-I . O . U . nruUUJ *.iAi-ii-v ,-• • i /-i . NASD Financial Center _ _ 33 Whitehall Street NATIONAL ASSOCIATION OF SECURITIES DEALERS New York. N.Y. 10004 FAX (21 2) 858-4389 In the Matter of the Arbitration Between Name o£ Claimant Benjamin A. Wisniewski, etal. 91-01988 Name of Respondents First Investors Corporation Peter Franco For Claimant

Arbitration ® N.A.S.D. 20BSD NKTICNMi ASSOCLKTKW QP SBCDRITIES DEALERS. In the Matter of the Arbitration Between Name o£ Bums M. Gregg Name of Respondent (s) 93 Shearson Brothers, Inc. Robert F. Sanders Par Claimant: For Respondent: John P. Connolly, Esq Michael. Solinsky, Esq law fiim of Lord Day CASE Statement of Claim filed: JMne 27, 19S1 Memorandum of Claimant Regarding Section filed: September 23,