Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Lucy Cirocco, Claimant, vs. Donald J. Whitton, Seger Financial, Inc. (a/k/a Martha R. Seger Associates, Inc.), Martha R. Seger Financial Group, Julie A. Baetz, Damian S. Kassab, Susan R. Sofia, Dr. Martha R. Seger, Vincent Brennan and Jon V. Rogers, Respondent(s). Case Number: 99-04668 Hearing Site: N/A REPRESENTATION OF PARTIES Claimant, Lucy Cirocc

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Peter Beukema and Carol Beukema and 00-05210 Southfield, Michigan Preston Langley Asset Management, Inc. REPRESENTATION OF PARTIES Peter Beukema and Carol Beukema ("Claimant") were represented by Thomas M. Wardrop, Esq., Wardrop & Wardrop, P.C., Grand Rapids, Michigan. Preston Langley Asset Management, Inc. ("Respondent") did not appear. CASE INFORMATION The Sta

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 99-04667 Steven R. Clayton and Tina L. Clayton, claimants vs. A.G. Edwards & Sons, and Hugh Williams Cooper, Jr., respondents. ATTORNEYS: Claimants Steven R. Clayton and Tina L. Clayton (collectively "Claimants"), appeared Pro Se., Columbus AFB, MS. For Respondents A.G. Edwards & Sons, and Hugh Williams Cooper, Jr. (collectively "Respondents"), St. Louis, MO.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 99-04664 Freda Hanover, claimant vs. Waterhouse Securities, Inc. n/k/a TD Waterhouse Investor Services, Inc., respondent. ATTORNEYS: Claimant appeared Pro Se., Churchville, PA. For Respondent appeared in-house counsel Janis Campanelia, Esq,, New York, NY. DATE FILED: October 15, 1999 CASE SUMMARY: Claimant alleged that respondent failed to provide adequate scnitmv with respect to

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 99-04663 Lillian Higgins, claimant vs. Capital International Securities Group, Inc., respondent. ATTORNEYS: Claimant appeared Pro Se., Lakeland, FL. Respondent appeared through its President, John Zelaya, Miami, FL. DATE FILED: October 15, 1999 CASE SUMMARY: Claimant alleged respondent made unauthorized transactions and excessive trades were executed on her account. Claimant further a

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of C|frjj[nnt Herbert Allen Case No. 99-04662 Name of JW Genesis Securities, Inc. REPRESENTATION Herbert Allen ("Allen"), hereinafter also referred to as "Claimant", appeared pro $g. For J, W Genesis Securities. Inc.. ("JW Genesis"), hereinafter also referred to as "Respondent" Gregory Tendrieh, £jq. of JW Genesis Securities, Inc., Boca Raton, Florida. CASE

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 99-04660 HD Brous & Co., Inc., claimant vs. Crescent Partners, L.P., Jeffrey S. Stone and Crescent Partners Fund, L.P., respondents. ATTORNEYS: For Claimant appeared Keith Olin, Esq. of the firm Morgan, Lewis & Bockius, LLP, Miami, FL. Respondents did not submit a response to the Statement of Claim. DATE FILED: October 15, 1999 CASE SUMMARY: Claimant alleged that respondents effec

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: First Union Securities, Inc. vs. Bradley E. White Case Number: 99-04653 Hearing Site: Dallas, Texas REPRESENTATTON OF PARTIES Claimant, First Union Securities, Inc. ("First Union")* hereinafter referred to as ''Claimant": Diane Fischer, Esq., and Ronald Kane, Esq. of Kane & Fischer, Chicago, IL. Respondent, Bradley E. White ("White"), hereinafter referred to as "Respon

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Stone Manufacturing, Inc. f/k/a Umbro International, Inc. Case No. 99-04652 Name of Respondent Salomon Smith Barney, Inc. REPRESENTATION OF PARTIES For Stone Manufacturing, Inc. f/k/a Umbro International, Inc. ("Stone"), hereinafter referred to as "Claimant": W. Shawn Murnahan, Esq. of Alston & Bird LLP, Atlanta, Georgia. For Salomon Smith Barne

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Beth Hanenburg, Joann Murray, Robert Fromme, and Mark Tedesco, Claimants v. Cohig & Associates, Inc., Lawrence J. Vink, and Troy M. Peters, Respondents Case Number: 99-04650 Hearing Site: San Diego, California REPRESENTATION OF PARTIES For Claimants: For Respondent Cohig & Associates, Inc. For Respondent Lawrence J. Vink: For Respondent Troy Peters: John G. Cap