iVASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, TNC._ CASE: 99-04607 The Chester J. Derek Imer-Vivos Trust dated 1/14/97, Chester J. Derek, Trustee, claimant vs. The Golden Lender Hnaneiul Group, Inc., respondent. ATTORNEYS: Claimant appeared Pro Se through its Trustee, Chester J. Derek, Saginaw, MI. For Respondent appeared Dan A, Dniz, Esq., Mnnasquan, NJ. DATE FILED: October 12, 1999 CASF SUMMARY; Claimant alleged that he opened an account

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 99-04606 Marion Yueilig, claimant vs. Richard Brizzolara and Smith Barney Shearson, Inc., respondents. ATTORNEYS: For Claimant, Marion Yueilig, ("Claimant"), appeared Billie L. Warren, Esq., Cincinnati, OH. For Respondents, Richard Brizzolara and Smith Barney Shearson, Inc., (collectively "Respondents"), appeared in-house counsel John P Bevilacqua, Esq., New York, NY. DATE FILED: October

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Howard Altabet and Leona Altabet, (Claimants) vs. Investment Services Capital Co., Christopher Rani and Anthony Rani, (Respondents) Case Number: 99-04603 Hearing Site: New York, NY REPRESENTATION OF PARTIES Claimants Howard Altabet and Leona Altabet, hereinafter collectively referred to as "Claimants": Kim Steven Juhase, Esq., Novak & Juhase, Woodmere, NY. Respo

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Names of Claimants Michael and Elaine Rose Case No. 99-04594 Names of Respondents MJ. Whitman, Inc. Thomas Michael Marshburn, Jr. REPRESENTATION OF PARTIES For Michael and Elaine Rose ("Rose"), hereinafter collectively referred to as "Claimants": Craig D. Stein, Esq. and Jack Stein, Esq., Stein, Rosenberg & Winikoff, P.A., Fort Lauderdale, Florida. For M.J.

Award NASD Regulation, Inc. In the Matter of the Arbitration Between Names of Claimants Slavic Investment Corporation Slavic Mutual Funds Management Corp. Case No. 99-04591 Names of Respondents William D. Leetch AC Financial, Inc. REPRESENTATION OF PARTIES For Slavic Investment Corporation and Slavic Mutual Funds Management Corp. ("Slavic"), hereinafter collectively referred to as "Claimants": Russell L. Forkey, P.A., Ft. Lauderdale,

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Gruntal & Co., L.L.C. Case No. 99-04585 Name of Respondent Scott Son Hearing Location: Boston, MA REPRESENTATION OF PARTIES Claimant, Gruntal & Co., L.L.C. ("Claimant") was represented by: Nancy I. Blueweiss, Esq. of the law firm of Nancy I. Blueweiss, Counsellors at Law, Boston, MA. Respondent, Scott Son ("Respondent") represented himself.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Donald C. DiMaggio, (Claimant) v. Credit Lyonnais Securities, Inc. and Doug Stone, (Respondents) Case Number: 99-04582 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant Donald C. DiMaggio, hereinafter referred to as "Claimant": Dan Brecher and Eric Ross, Esq., Law Offices of Dan Brecher, New York, NY. Respondents Credit Lyonnais Securities, Inc. ("CLS") and

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Guardianship and Estate of Delores Bakun, (Claimant) vs. Salomon Smith Barney, Inc. and James D. Fox, (Respondents) Case Number: 99-04581 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Guardianship and Estate of Delores Bakun, hereinafter referred to as "Claimant": David M. Mandell, Esq., Blank Rome Comisky & McCauley LLP, Philadelphia, PA. Respondent

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Paul F. Argus, d/b/a Charles Street Capital, (Claimant) vs. Dain Rauscher, Inc. and Annette Theno, (Respondents) Case Number: 99-04580 Hearing Site: Boston, Massachusetts REPRESENTATION OF PARTIES Claimant, Paul F. Argus, d/b/a Charles Street Capital, hereinafter referred to as "Claimant", appeared pro se. Previously represented by: Gary W. Smith, Esq., Burns & Levinson LLP,

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 99-04579 Wayne Kersh, claimant vs. Fidelity Brokerage Services, Inc., respondent. ATTORNEYS: Claimant appeared Pro Se, East Meadow, NY. For Respondent appeared in-house counsel Richelle S. Kennedy, Esq., Boston, MA. DATE FILED: October 11, 1999 CASE SUMMARY: Claimant alleged that he requested a transfer-in-kind 401k rollover, but respondent incorrectly filed for either a transfer-in-k