N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. In the Matter of the Arbitration Between Name of Claimants Mool Raj and Lalita Chadha 96-03137 Name of Respondents Merrill Lynch Pierce Fenner & Smith Inc Zoraida T. May REPRESENTATION For claimants Mool Raj and Lalita Chadha ("claimants") appeared their representative Greg Goodman, Esq. of the law firm Goodman & Goodman located in Mount Sinai, New York.

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. CASE 96-03136: Howard and U. Jean Horning Trust, claimant vs. LaCroix Alexander Financial Corp., GPS Consulting Group, respondents. ATTORNEYS: For Claimants: Claimant, by trustee Howard C. Hornig, who appeared Pro Se - Castro Valley, CA For Respondents: Dan R. Waller, Esq. - Dallas, TX DATE FILED: July 22, 1996 CASE SUMMARY: Claimant alleged misrepresentati

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. CASE: 96-03135 Andrew D. Dindak, claimant v. Securities Planners, Inc., Valentin Vasile Sotir, Edward A. McKay, Jr. and David J. Grey, respondents. ATTORNEYS: Claimant appeared Pro Se - Eighty Four, PA Respondents, Securities Planners, Inc., Valentin Vasile Sotir, Edward A. McKay, Jr. and David J. Grey did not appear. DATE FILED: 7/22/96 CASE SUMMARY: Claimant

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Walter John and Mathilde Berg 96-03133 Name of Respondent Joseph Parascandolo CASE SUMMARY In a claim filed with the National Association of Securities Dealers Regulation, Inc. on July 22, 1996, claimants Walter John Berg and Mathilde Berg ("claimants"), who appeared Pro Se, alleged that on November 10, 1995, Walter Berg recei

r Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Kathleen Nelson, individually and as Trustee of the Kathleen Nelson Revocable Trust, Claimant v. Clifton Blanchard, Premier Investment Services n/k/a Premier Asset Management, LLC, Christine Ashjian, Jack White & Company n/k/a TD Waterhouse Investor Services, Inc., Respondents Case Number: 00-05136 Hearing Site: San Francisco, California REPRESENTATION OF PARTIES

N.A.S.D, AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Sybil Kohn 96-03127 Name of Respondents Smith Barney Inc. Norman Klein CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on July 16, 1996, claimant Sybil Kohn ("Kohn"), through her representative Bruce R. Safran, Esq., a sole practitioner located in Tarzana, California, alleged that alt

Arbitration & Mediation National Association of Securities Dealers,Inc. + NASD Financial Center * 33 Whitehall Street * New York,NY 10004 * Fax 212-&58-4429 Washington DC Satellite office at: 1735 K Street, NW * Washington, DC 20006 * Fax 202-728-6952 N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant John G. Kinnard and Company, Inc. 96-03119 Name of Respondent Mark A. Spaugy

STIPULATED AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. In the Matter of the Arbitration Between Name of Claimant - Robert F. Harris 96-03107 Name of Respondents Merrill Lynch Pierce Fenner & Smith, Inc J. Guillermo Castro Michael G. Ryan REPRESENTATION For Claimant: Steve Larson*Jackson, Esq. of the law firm of Larson-Jackson, PC, Washington, DC. For Respondents: Bennett Falk, Esq. of Morgan, Lewis & Bockius, LL

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Haas Group, Inc. Names of the Respondents Bear Stearns & Co., Inc. Robert G. Sievewright, II Case Number: 96-03104 Hearing Site: Atlanta, Georgia Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Haas Group, Inc. ("Haas"), hereinafter referred to as "Claimant": Marshall Haas, President, Haas, Atla

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Steven and Virgina F. Hansen 96-03103 Name of Respondents John Catalano Mario Coniglione CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on July 19, 1996, claimants Steven and Virgina F. Hansen ("claimants"), who appeared Pro Se, alleged that respondents John Catalano ("Catalajio") a