N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. In the Matter of the Arbitration Between Name of Claimant Livingston Platt 96-02747 Name of Respondents A.S. Goldmen & Company, Inc. Edward S. Sapienza REPRESENTATION Claimant Livingston Platt ("Claimant") was represented by George R. Brown, Esq., Tucson, AZ. Respondent A.S. Goldmen & Co. ("Goldmen") was represented by Carole R. Bernstein, Esq,, Norwalk

AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Russell R. Kuhlman, Gary A. Kuhlman, and Byron R. Kuhlman, Claimants, and Case No: 96-02745 A.G. Edwards & Sons, Inc., and James Ajlouny, Respondents. REPRESENTATION OF PARTIES Claimants Russell R. Kuhlman, Gary A. Kuhlman, and Byron R. Kuhlman (collectively referred to as "Claimants") were represented by Walter L. Baumgardner, Esq. of M

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants James E. Bennett as the Trustee of the James E. Bennett Living Trust James E. Bennett 96-02744 Name of Respondents Retirement Investment Group Gail Griseuk-Gentry Cullen Edward Baker, m REPRESENTATION For Claimants: Michael W. Pursley, Arbitration Research Consultants, Inc., Safety Harbor, FL. The Respondent Gail G

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Gregory G. Riggs 96-02735 Name of Respondent Merrill, Lynch, Pierce, Fenner & Smith, Inc. CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on June 26, 1996, claimant Gregory G. Riggs ("claimant"), who appeared Pro Se, alleged that respondent Merrill, Lynch, Pierce, Fenner & Smith, Inc. ("r

N.A.S.D. AWARD NATIONAL ASSOCUTION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Martha W. Dickson Jeptha William Dickson Trust Martha W. Dickson Revocable Trust 96-02734 Name of Respondents -^Merrill Lynch Pierce Fenner & Smith, Inc. Albert R. Lucci Dean Witter Reynolds, Inc. tt^PR^ENTATION For Claimants: Joel S. Hanover, Esq., VeroBeachyFL. For Respondents Merrill Lynch Pierce Fenner & Smith,

NASD Regulation, Inc. AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimants Barry and Dodie Dorf 96-02733 Name of Respondents Sovereign Equity Management Corp. Albert A. Matani, Jr. REPRESENTATION Claimants Barry and Dodie Dorf ("Claimants") appeared pro se. For Respondent Sovereign Equity Management Corp. ("Sovereign"): Thomas W. Hands, Director of Compliance at Sovereign, Boca Raton, Florida. Respon

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE:00-05091 Marvin P. Brown, claimant vs. The Investor's Advocate, LLC, and Steve Maczka, respondents. ATTORNEYS: Claimant appeared Pro Se, Craftsbury Common, VT. Respondents appeared Pro Se through Steve Maczka, Grand Blanc, MI. DATE FILED: November 16, 2000 CASE SUMMARY: Claimant alleged that respondents, breached their contractual agreement and failed to repay commissions due him.

V'767/;: N.A.S.D, AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Barbara A. Ford-Natoli 96-02732 Name of Respondent ^Invest Financial Corporation CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on June 26, 1996, Claimant Barbara A. Ford-Natoli ("Claimant"), who appeared Pro Se, alleged that she received an Internal Revenue Service ("IRS")

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Orville G. and Carol L. Ransford JTWROS 96-02731 Name of Respondent Josephthal Lyon & Ross Inc. CASE SUMMARY In a case filed with the National Association of Securities Dealers Regulation, Inc. on June 26, 1996 claimants Orville and Carol Ransford ("claimants"), who appeared Pro Se, alleged that respondent Josepthal, Lyon & Ros

NASD REGULATION, INC. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. In the Matter of the Arbitration Between Name of Claimant James M. Moscato, Jr. 96-02727 Name of Respondent Richard Carter CASE SUMMARY In a case filed with the National Association of Securities Dealers Regulation, Inc. on August 16, 1996 James M. Moscato, Jr. ("claimant"), who appeared Pro Se, alleged that he is a disabled veteran living on a fixed income.