Award NASD Dispute Resolution In the Matter of the Arbitration Between: Marc Desbans, Individually and as Co-Trustee of the Desbans Family Trust Dated 4/5/01, and Judith Desbans, Individually and as Co-Trustee of the Desbans Family Trust Dated 4/5/01, Claimants v. Merrill Lynch, Pierce, Fenner & Smith Inc. and John R. Heinze, Respondents i Case Number: 03-02554 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Member and Associat

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of the Claimant Case Number: 00-04503 Frank A. Morris Names of the Respondents Hearing Site: Tampa, Florida Morris Thomas Hudson Jonathan Stern Raymond James & Associates, Inc. REPRESENTATION OF PARTIES Frank A. Morris, hereinafter referred to as "Claimant", appeared pro se. For Respondents Morris Thomas Hudson ("Hudson") and Raymond James & Associates, Inc

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Barbara Muney, Barbara Muney TTEE of the Samuel T. Borenstein MRL Trust, Lester Borenstein TTEE of the Samuel T. Borenstein MRL Trust, and Martin Borenstein TTEE of the Samuel T. Borenstein MRL Trust (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Thomas Edward McCarrick (Respondents) Case Number: 03-02546 Hearing Site: New York, New York Nature of D

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-02545 Fahnestock & Co., Inc., Claimant v. Stanley Plachinski, Respondent ATTORNEYS: Claimant, Fahnestock & Co., Inc.> ("Gaijnant"), appeared through their in-house counsel, Evelyn Bukchin, Esq., New York, NY, Respondent, Stanley Plachinski, ("Respondent"), appeared pro se, New ybrk, NY. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: April 7, 2003 CASE SUMMARY: Claimant al

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Kathy L. Kessel and Kathy L. Kessel IRA (Claimants) v. Wachovia Securities, LLC., and Michael A. Ewanouski (Respondents) Case Number: 03-02543 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Kathy L. Kessel ("Kessel") and Kathy L. Kessel IRA ("Kessel IRA") hereinafter collectively referred

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Joel and Nancy Walker, Joel Walker IRA, and Nancy Walker IRA (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Thomas Byron Boots (Respondents) Case Number: 03-02539 Hearing Site: Columbus, Ohio Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Joel and Nancy Walker ("Walkers"), Joel Walker IRA ("J. Walker IRA"), and

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant: Naomi Amos Case Number: 03-02529 Name of the Respondents: Multi-Financial Securities Corporation Jerry Owen Mofield Investors Financial Advisors Hearing Site: Richmond, Virginia Nature of the Dispute: Customer vs. Member, Non-Member, and Associated Person. REPRESENTATION OF PARTIES Claimant, Naomi Amos, hereinafter referred to as

Award NASD Dispute Resolution In the Matter of the Arbitration Between: ff nf the Claimant fase >frimhcy- 03-02526 K-Mo Properties, Ltd., and Kay Harris, Individually and as Trustee for K-Mo Properties, Ltd. H par iTi£ Sit?' Dallas, Texas AG. Edwards & Sons, Inc.; Lois M. Powell; Richard Leslie Terrill; and, Mark W. Engelbrecht N ATTTpF 0^ TTTF niSPTTTF Public Customers v. Member Firm and Associated Persons Claimants

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants The Estate of William Horton and The Estate of Viola D. Horton and Patricia Sopp, JTWROS Names of the Respondents Salomon Smith Barney, Inc., now known as Citigroup Global Markets, Inc. and Richard A. McGarrah Case Number: 03-02516 Hearing Site: Atlanta, Georgia Nature of the Dispute: Customer vs. Member and Associated Person. REPRE

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-02514 Eugene Armstrong, an individual, Peggy Armstrong, an individual, and Richard Armstrong, an individual Names of the Respondents Hearing Site: Tampa, Florida Stephen Greenhut, an individual, Christopher Knotts, an individual, and Morgan Stanley, a Delaware corporation, f/k/a/ Morgan Stanley Dean Witter & Co. Nature of the Di