Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimants raseNnmher 03-01805 William J. DiBraccio Karen R. DiBraccio Name nf the Respondents Hearing Site: Philadelphia, PA Ryan, Beck & Co., LLC Dennis Reynolds Nature of the Dispute: Customer vs. Member and Associated Person RFPRFSFNTATTON OF PARTTRS Claimants, William J. DiBraccio and Karen R. DiBraccio, hereinafter collectively referred to as

Award NASD Dispute Resolution In the Matter of the Arbitration Between: r ap ft NMnilxT' 03-01802 Marion G. Lightfoot F fi ?p n ndfinty H^fl^g fliftv Dallas, Texas Gary V. Murray *"»? Customer v. Associated Person Claimant Marion G. Lightfoot, hereinafter referred to as "Claimant", was pro se. Respondent Gary V. Murray, hereinafter referred to as "Respondent", was pro se. Statement of Claim filed on: March 11, 200

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Elizabeth Stewart Broussard and Name of Respondent Citigroup Global Markets, Inc. Case Number: 03-01801 Hearing Site: Houston, Texas NATURE OF DISPUTE Customer v. Member Firm REPRESENTATION OF PARTIES Elizabeth Stewart Broussard ("Claimant") was represented by David W. Navarro, Esq., of Cauthorn Hale Hornberger Fuller and Sheehan, in San Anton

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Hai'mants Case Number: 03-01796 John and Marianne Marienski, Individually and as Custodians of their IRA and SEP IRA accounts Name of the Respondents Hearing Site: Philadelphia, PA Salomon Smith Barney, Inc. n/k/a Citigroup Global Markets, Inc. Robert F. Manning Nature of the Dispute: Customers v. Member Firm and Associated Person. RFPRKSFNTATTON OF PARTI

r Award NASD In the Matter of the Arbitration Between: Names of the Claimants Case Number: 00-04490 Rod J. Moelier Barbara C. Moelier Donald E. Darden, individually and on behalf of Donald E. Darden, SEP IRA Susan B. Darden Names of the Respondents D.E. Frey & Company, Inc. Hearing Site: Tampa, Florida Correspondent Services Corporation Marshall Cassedy, Jr. REPRESENTATION OF PARTIES For Rod J. Moelier ("R. Moelier"), Barbara C.

AWARD NASD DISPUTE RESOLUTION In the Matter of the Arbitration Between: UBS Financial Services, Inc. 17k/a UBS PaineWebber, Inc. (Claimant) vs. Kristin Fernandez- Chase (Respondent) Case Number: 03-01792 SITUS: Albany, New York NATURE OF DISPUTE: Member v. Associated Person. REPRESENTATION OF PARTIES UBS Financial Services, Inc. f/k/a UBS PaineWebber, Inc. ("UBS") hereinafter referred to as "Claimant": Laura Martin, Esq., Davidson & Grannum, LLP

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Donna Bienkowski (Claimant) v. Commonwealth Financial Network and John DelVecchio (Respondents) Case Number: 03-01791 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant, Donna Bienkowski ("Bienkowski") hereinafter referred to as "Claimant": Brian A. Carlis, Esq. and Aaron C. Buser, Esq.,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Sheri Ann Garay, and Sheri Garay Custodian for Marisa Garay, Sheri Garay Custodian for Alana Garay, Sheri Gary IRA, Site for Sore Eyes Profit Sharing Plan U/A 01/01/1999, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Peter Christopher Karp, Respondents Case Number: 03-01786 Hearing She: San Francisco, California Nature of the Dispute: Customers v. Member and As

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01779 Mabel J. Morgan, IRA and John and Mabel Morgan Revocable Trust, Claimants vs. John Macchi and Salomon Smith Barney, Inc. n/k/a Citigroup Global Markets Inc., Respondents. ATTORNEYS: ~ Claimant appeared pro se, El Sobrante, CA. For Respondents appeared in-house counsel, Ann Parry, Esq., New York, NY. DATE FILED: February 25, 2002 CASE SUMMARY: Claimant alleged that Respondents faile

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Vocational Homemaking Teacher's Association of Texas, Inc. a/k/a Vocational Home Economics Teacher's Association of Texas and Names of Respondents Raymond James & Associates, Inc Roy Sparkman Case Number: 03-01777 Hearing Site: Houston, Texas NATURE OF DISPUTE Customer v. Member Firm and Associated Person REPRESENTATION OF PARTI