Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Michael R. Stuart (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Carol Scatolini (Respondents) Case Number: 03-01542 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Michael R. Stuart ("Stuart") hereinafter referred to as "Claimant" appeared pro se. Respondents Merril

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01541 Thelma H. Rosenblum, TTEE, Claimant vs. Eric Applewhite and Richard A. Bello, Respondents. ATTORNEYS: Claimant appeared pro se, Delray Beach, FL. For Respondents appeared Citigroup Global Markets Inc.'s in-house counsel, Joseph A. Sack, Esq., New York, NY. DATE FILED: March 4, 2003 CASE SUMMARY: Claimant alleged that Respondents placed her account in unsuitable investments and

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 00-04469 Stephen J. Folkard, Claimant vs. Susan Lobosco, Sarkis Shrinian and Salomon Smith Barney, Respondents. ATTORNEYS: Claimant, Stephen J. Folkard, appeared Pro Se, Hillsdale, NJ. For Respondents, Susan Lobosco, Sarkis Shrinian and Salomon Smith Barney, appeared Ann Parry, Esq., General Counsel, Salomon Smith Barney, Inc. DATE FILED: October 9. 2000 CASE SUMMARY: Claimant all

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01540 Eileen Ellicott, Claimant v. Merrill Lynch Pierce Fenner & Smith, Inc., Respondent. ATTORNEYS: Claimant, Eileen Ellicott, ("Claimant"), appeared pro se, Medford Lakes, NJ. Respondent, Merrill'Lynch Pierce Fenner & Smith, Inc., ("Respondent") appeared through its in- house counsel, Christopher D. Cavuoti, Esq., New York, NY. NATURE OF DISPUTE: Customer v. Member DATE FILED: March 4,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Josephine F. Dunne Name of the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. Peter Edson Driscoll Case Number: 03-01537 ring Site- Washington, B.C. Nature of the Dispute: Customer vs. Member and Associated Person. RP.PRRSFNTATTON OF PARTIES Claimant, Josephine F. Dunne, hereinafter referred to as "Claimant", was represented by John P.

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Norma B. Franklin and Names of Respondents Merrill Lynch Pierce Fenner & Smith and Donna P. McKenzie Grimm Case Number: 03-01533 Hearing Site: Houston, Texas NATURE OF DISPUTE Customer v. Member Firm and Associated person REPRESENTATION OF PARTIES Norma B. Franklin ("Claimant") was represented by Bradley M. Whalen, Esq., of Doyle, Restrepo

STIPULATED AWARD NASD DISPUTE RESOLUTION In the Matter of the Arbitration Between; FRANCIS McCUTCHAN and SCOTT SCHONDAU (Claimants) vs. SAMCO CAPITAL MARKETS, a DIVISION OF SERVICE ASSETS MANAGEMENT COMPANY, PENSON FINANCIAL SERVICES, INC. and LEE MAVERICK(Respondents) CASE NUMBER: 03-01532 HEARING SITE: Dallas, Texas REPRESENTATION OF PARTIES Claimants, Francis McCutchan and Scott Schondau, hereinafter collectively referred to as "Claimants": Ruth

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: John F. McKenzie, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Donald K. Bell and Steven A. Rocha, Respondents Case Number: 03-01529 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Member and Associated Persons i REPRESENTATION OF PARTIES For Claimant: Mitchell S. Ostwald, Esq. Law Offices of Mitchell S. Ostwald Sacramento,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Stan G. Adam and Barbara B. Adam, Trustees of the Adam Living Trust U/A dated 8/8/97, Claimants v. Prudential Securities, Inc. n/k/a Prudential Equity Group, Inc. and Gary Michael Allison, Respondents Case Number: 03-01528 Hearing Site: San Francisco, California Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: Mitchell S.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Vincent De Sciose Trust, Claimant v. Finance 500, Inc. and Stephen P. Becker, Respondents Case Number: 03-01527 Hearing Site: Los Angeles, California Nature of the Dispute; Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Chris W. Hailing, Esq. Agapay, Levyn & Hailing LLP Los Angeles, California For Respondents: James R. Duncan, Esq. Law O