Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Kerry Condy, Claimant v. Lehman Brothers, Inc., Veronica McCarthy, and Bill Welsh, Respondents Case Number: 03-01508 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Edward Zusman, Esq. Robert K. Crowe, Esq. Markun Zusman & Compton San Francisco, California For

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Fadi Daouk, Rendo Daouk, and Prairie Development West LLC and Case Number: 03-01499 Hearing Site: Troy, Michigan Names of Respondents Merrill Lynch Pierce Fenner & Smith, Inc., and Daniel E. Totonchi NATURE OF DISPUTE Customers v. Member and Associated Person REPRESENTATION OF PARTIES Fadi Daouk, Rendo Daouk, and Prairie Development West LLC

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants •*' Phillip D. Murphy Name of the Respondents Bane of America Securities, LLC Bank of America, N.A. Bank of America Corporation Pase Number 03-01497 Hearing .Site: Charlotte, North Carolina Nature of the Dispute: Associated Person v. Member and Non-Members. REPRESENTATION OF PARTIES Claimant, Phillip D. Murphy, hereinafter referred to as "Cl

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01492 Estate of Nancy Jane O'Neil and The Nancy Jane O'Neil Living Trust, Claimants vs. Nick H. Singh and Royal Alliance Associates, Inc., Respondents. ATTORNEYS: For Claimants, Estate of Nancy Jane O'Neil and The Nancy Jane O'Neil Living Trust, (collectively "Claimants"), appeared Brett A. Howell, Esq., of the Law Offices of Florka & Schmitz, P.C., Grand Blanc, MI. For Respondents, Nick

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Leap Funding LLC, (Claimant) vs. Refco Securities, LLC, Paul A. Basile, and Anthony V. Scianna, (Respondents) Case Number: 00-04466 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Leap Funding LLC, hereinafter referred to as "Claimant": Laurie A. Stanziale, Esq., Kramer Roth & Rosenbaum LLP, New York, NY (Ms. Stanziale was with the Law Offices of Allen Bodne

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01491 Edward J. Delucia, Claimant vs. Robert M. Black and Tuscany Equity Management, Respondents. ATTORNEYS: Claimant, Edward J. Delucia appeared pro se., Alpharetta, GA. Respondent, Tuscany Equity Management did not respond to the Statement of Claim. Respondent, Robert M. Black appeared pro se, Tampa, FL. DATE FILED: February 28, 2003 ~~ CASE SUMMARY: Claimant alleged that Respondents r

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mary McManemin, IRA (Claimant) v. UBS PaineWebber, Inc. and Michael Greenstone (Respondents) Case Number: 03-01490 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Mary McManemin ("McManemin"), by POA John A. McManemin, hereinafter referred to as "Claimant", appeared pro se. Respondents UBS

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Blair Reichenberg (Claimant) v. Prudential Equity Group, LLC f7k/a Prudential Securities, Inc. (Respondent) and Richard B. Rudd (Claimant) v. Prudential Equity Group, LLC f/k/a Prudential Securities, Inc. (Respondent) Case Number: 03-01487 (consolidated w/03-01493) Hearing Site: Boston, Massachusetts Nature of the Dispute: Customers v. Member. REPRESENTATION OF PARTIES C

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Edgetrade.com, Inc. (Claimant) v. Kenneth Denslow, Paul Leavy, Casey Ackerman, Andover Brokerage, LLC, and Andover Capital Partners, LLC (Respondents) Case Number: 03-01485 Hearing Site: New York, New York Nature of the Dispute: Member v. Members and Associated Persons. REPRESENTATION OF PARTIES Claimant Edgetrade.com, Inc. ("Edgetrade") hereinafter referred to as "Claima

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Raphael Lentino (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, hie. and Gerald R. Browne (Respondents) Case Number: 03-01483 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Raphael Lentino ("Lentino") hereinafter referred to as "Claimant": John E. Lawlor, Esq., New York, NY.