Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Equalizer Security, Inc. (Claimant) v. Andrew Garrett, Inc. and Brian Zimmerman (Respondents) Case Number: 03-01344 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Equalizer Security, Inc. ("Equalizer") hereinafter referred to as "Claimant": Anthony J. Horn, Esq., New York, NY. Re

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-01343 Randerson I. Stephens and Pamela S. Stephens Names of the Respondents Hearing Site: Charlotte, North Carolina H&R Block Financial Advisors, Inc. Chris Warren Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants, Randerson I. Stephens and Pamela S. Stephens, hereinafter c

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-01341 Thomas W.H. Buck Names of the Respondents Hearing Site: Atlanta, Georgia John Curran Jody L. Roberts Founders Equity Securities, Inc. Penson Financial Services, Inc. Centerpoint Securities, Inc. Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATTON OF PARTIES Thomas W.H. Buck ("Buck"), referred

Amended Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-01340 Jeffrey Azpell Names of the Respondents Hearing Site: Tampa, Florida Merrill Lynch, Pierce, Fenner & Smith, Inc. Patrick J. Welde Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Jeffrey Azpell, hereinafter referred to as "Claimant": Michael S. Taffe, Esq. and Jennife

Award NASD Dispute Resolution In the Matter of the Arbitration Between: John C. Chewning III, Virginia Chewning, Gary Thompson, and William Anderson, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Serafin Aquino, Respondents Case Number: 03-01336 Hearing Site: Seattle, Washington Nature of the Dispute: Customers v. Member Firm and Associated Person REPRESENTATION OF PARTIES For Claimants: Carl J. Carlson, Esq. Carlson &Fabish,P.S.

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Spencer J. Reppe v. 03-01334 Minneapolis, Minnesota Respondents Merrill Lynch Pierce Fenner & Smith, Inc. and Peter G. Opp Nature of Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Spencer J. Reppe ("Claimant") was represented by Geoffrey P. Jarpe, Esq., of Maslon Edelman Borman & Brand, Minneapolis, Minnesota. Merrill Lync

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Leslie S. Radwany, Jr., Revocable Trust, U/A, Dated February 4,1997, Claimant Vs. Case Number: 00-04455 Rise, Inc., Berndt & Associates, Inc., Frederick Edward Berndt, and Frederick Carl Berndt Respondents. Hearing Site: Cleveland, Ohio REPRESENTATION OF PARTIES Claimant Leslie S. Radwany, Jr., Revocable Trust, U/A, Dated February 4, 1997 ("Radwany"), w

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-01331 Joy L. Beaton Beaton and Company International Names of the Respondents Hearing Site: Tampa, Florida Morgan Stanley DW, Inc. T. Michael Pentecost Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Joy L. Beaton and Beaton and Company International, hereinafter collectivel

Award NASD Dispute Resolution In the Matter of the Arbitration Between: J. Richard Wittwer, both individually and on behalf of the J. Richard Wittwer IRA and Hazel Wittwer, both individually and on behalf of the Hazel Witter IRA, Claimants v. RBC Dain Rauscher f/k/a Sutro & Co., Respondent Case Number: 03-01315 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Member REPRESENTATION OF PARTIES For Claimants: Christopher L. Tho

Award NASD Dispute Resolution In the Matter of the Arbitration Between: The Estate of Adam Verrillo (Claimant) v. Morgan Stanley DW, Inc. and Michael DiGeronimo (Respondents) Case Number: 03-01314 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant The Estate of Adam Verrillo ("Verrillo") hereinafter referred to as "Claimant": Andrew Giles Freda, Esq., Edwards & Caldwel