STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Jeanne Bearmon v. 03-01138 Minneapolis, Minnesota Respondents Financial Network Investment Corporation, Thomas W. Taylor, and Lifelong Financial Services Corporation Nature of Dispute: Customer v. Member, Associated Person and Non-Member REPRESENTATION OF PARTIES Jeanne Bearmon ("Claimant") was represented by Vincent D. Louwagie, Esq., Anthony Ostl

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Victor Kazan v. Merrill Lynch, Pierce, Fenner & Smith Inc. and Stephen Mark Friedman Case Number: 03-01128 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Victor Hazan ("Hazan") hereinafter referred to as "Claimant": Jerome Olitt, Esq. Arbitration & Mediation Specialists, Inc., Stamford,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Marc Singer (Claimant) v. Investment Counseling, Inc., Capital Markets Advisory Group, LLC, Arigato Investment International, Inc., Lewis Hodge, Nicholas Sichi, Bill Fabiano (Respondents) Case Number: 03-01127 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member, Non-Members and Associated Persons. REPRESENTATION OF PARTIES Claimant Marc Singe

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant George Calvi, Trustee F/B/O The George Calvi Trust Names of the Respondents Bane of America Securities, LLC Ian O. Mausner Montgomery Private Client Services Case Number: 03-01123 Hearing Site: Orlando, Florida Nature of the Dispute: Customer vs. Member, Associated Person and Non-Member. REPRESENTATION OF PARTIES For George Cal

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the riai'mant Donald P. Smith Names Citigroup Global Markets, Inc. f?k/a Salomon Smith Barney, Inc. Theodore A. Schwab Number 03-01120 Site: Washington, D.C. Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant, Donald P. Smith, hereinafter referred to as "Claimant", was represented by John P, Connolly, E

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Phillip and Doris Blazer Name of the Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc., Richard Leon Kendrick, HI, and Lawson H. Ballard CaseJNiimher: 03-01119 Hearing Site: Charlotte, North Carolina Nature of the Dispute: Customers vs. Member and Associated Persons. RFPRFSFNTATTONF OF PARTIES emafter collective

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Christopher Parry, Claimant v. Salomon Smith Barney, Inc. nka Citigroup Global Markets, Inc., Kevin G. Michalczewski (also known as Kevin G. Michals) and Michael J. Dechiario, Respondents Case Number: 03-01117 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: Edward S. Zusma

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf tVfp P]flin^ptg Pf^p ^im^gf 00-04429 James A. and Rita Daugherty Goldie Alkire Edward E. Crabtree Glenn B. and Janet A. Crabtree Ronald Watson Robert L. Groves and Terri J, Groves Donald O. Sowers and Theima J. Sowers Hiring ^it?' Pittsburgh, PA Washington Square Securities, Inc. OF Claimants, James A. and Rita Daugherty, Goldie Alkire, Edward E. Crab

Award NASD Dispute Resolution In the Matter of the Arbitration Between; I Name of the Claimant Case Number: 03-0l 113 William R. Stapp Name of the Respondents Hearing Site: Chicago, Illinois SunArnerica Securities, Inc., Kenneth A. Logan, and Logan & Kilp, Inc. TYPE OF CONTROVERSY Customer v. Member Firm and Associated Person v. Non-Member Firm Claimant William R. Stapp ("Stapp") was represented by Diane A. Nygaard, Esq. of the Nygaard Law F

Award NASD Dispute Resolution In the Matter of the Arbitration Between: 03-01 111 Stephen Black Hearing Site: Dallas, Texas A.G. Edwards & Sons, Inc. and James C. Keene N4TTTPF QFTHF DTSPTTTF. Public Customer v. Member Firm and Associated Person Rir.piiT.gir.THT AT Tr> N OF ?AP T TFS Claimant Stephen Black, hereinafter referred to as "Claimant": Charles M. Hamilton, Esq. of the Law Offices of French & Hamilton