AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Lavonne and Benjamin Carter and Names of Respondents • i Raymond James & Associates, Inc. McDonald Investments and James ,M. Buehier - f Case Number: 03-01020 Hearing Site: Detroit, Michigan NATURE OF CASE I L Customers v. Member Firms and Associated Person i , , REPRESENTATION OF PARTIES , Lavonne and Benjamin Carter ("C

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Horace M. Matthews Horace M. Matthews IRA Rollover Horace M. Matthews IRA Names of the Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. Glen Turner Keith Aebischer Case Number: 03-01019 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PAR

NASD Dispute Resolution Arbitration No. 00-04408 Award Page I of 6 Award NASD Dispute Resolution In the Matter of the Arbitration Between: Adel Kellel and Kellel Family Trust, (Claimants) vs. Bear, Stearns Securities Corp, Pinnacle Asset Management, Inc. and John J. Katsock, Jr. (Respondents) Case Number:QO-04408 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants Adel Kellel ("A. Keller) and Kellel Family Trust ("K. Trust"), he

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Andra Lynn Welsh, Claimant v. Cambridge Group Investments, Ltd. and Timothy Patrick Prichard, Respondents Case Number: 03-01016 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: For Respondents: Cambridge Group Investments, Ltd. Timothy Patrick Prichard James R. Ballard, Esq. Schwartz Semerdjian & HaileLLP San Diego, California

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01013 UBS PaineWebber, Inc., Claimant vs. Clark Hodges, Respondent. ATTORNEYS: For Claimant, UBS PaineWebber, Inc., ("Claimant"), appeared Romaine L. Gardner, Esq., Staten Island, NY. Respondent, Clark Hodges, ("Respondent"), did not respond to the Statement of Claim. DATE FILED: February 11, 2003 " CASE SUMMARY: Claimant alleged that Respondent refused and failed to repay an outstanding

Award NASD Dispute Resolution In the Matter of the Arbitration Between: UBS PaineWebber, Inc, (Claimant) v. Randy Schneider (Respondent) Case Number: 03-01012 HearingJSite: New York, New York Nature of the Dispute: Member vs. Associated Person REPRESENTATION OF PARTIES Claimant UBS PaineWebber, Inc, ("UBS") hereinafter referred to as "Claimant": Deborah H. Gottlieb, Esq., Davidson & Grarmum LLP, Northvale, NJ, formerly Davidson, Manchel & Brerma

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01010 UBS PaineWebber, Inc, Claimant vs. Matthew Campbell and Alice Campbell, Respondents. ATTORNEYS: For Claimant, UBS PaineWebber, Inc., ("Claimant") appeared Romaine L. Gardner, Esq., Staten Island, NY. Respondents, Matthew Campbell and Alice Campbell (collectively "Respondents"), did not submit an answer to the Statement of Claim. DATE FILED: February 11, 2003 CASE SUMMARY: Claim

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01009 The Ganek Family Revocable Trust, Lawrence Ganek, Trustee, Claimant v. Citigroup Global Markets, Inc. #k/a Salomon Smith Barney, Inc., Respondent ATTORNEYS: For Claimant The Ganek Family Revocable Trust ("Claimant") appeared James M. McGuire, Esq., of the firm Roshka Heyman & DeWulf, PLC, Phoenix, AZ. For Respondent Citigroup Global Markets, Inc. f7k/a Salomon Smith Barney, Inc. ("

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01008 John W. Ruddy Jr., Claimant vs. Metropolitan Life Insurance Company and Chase Mellon Investor Services, Respondents. ATTORNEYS: Claimant, John W. Ruddy Jr. appeared pro se., Palm Harbor, FL. For Respondent, Metropolitan Life Insurance Company, appeared in-house counsel Duncan J. Logan, Esq., New York, NY. For Respondent, Chase Mellon Investor Services, appeared Gerald L. Popovsky,

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Scott P. Gabriele and 03-01004 Phoenix, Arizona Name of Respondents Morgan Stanley DW Inc. James S. Casey Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Scott P. Gabriele ("Claimant") was represented by John C. Doyle, Esq., Doyle * Mensing P.C., Scottsdale, Arizona. Morgan Stanley DW Inc. ("Responde