Award NASD Dispute Resolution In the Matter of the Arbitration Between: Magdalena Trotter Trustee for the Magdalena Trotter Trust, Claimant v. Janis M. Wyatt and Bane of America Investment Services, Inc., Respondents Case Number: 03-00975 Hearing Site: Seattle, Washington Nature of the Dispute: Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES For Claimant: Magdalena Trotter In Preporia Persona Woodland, Washington For

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-00968 Sterne, Agee & Leach, Inc. Name of the Respondent Hearing Site: Atlanta, Georgia James H. Goolsby Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Sterne, Agee & Leach, Inc., hereinafter referred to as "Claimant": G. Wayne Hillis, Jr., Esq., and Aaron W. Lipson, Esq., Parker, Hudson, Rainer & Dobbs,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Kurt McGill, The Kurt McGill MGMT Trust, and the Jean S. McGill Memorial Trust (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Rosalie H. Fields (Respondents) Case Number: 03-00964 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Kurt McGill ("McGill"), The Kurt McGill MGM

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-00959 Nicholas Villalba Name of the Respondent Hearing Site: Boca Raton, Florida Kenneth Brown Nature of the Dispute: Customer vs. Associated Person. REPRESENTATION OF PARTIES For Nicholas Villalba, hereinafter referred to as "Claimant": Scott L. Silver, Esq., Blum, Silver & Schwartz, LLP, Plantation, Florida. For Kenneth B

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Gregory R. Hoffman and 00-04400 Kansas City, Missouri Name of Respondent Alonzo Williams REPRESENTATION OF PARTIES Gregory R. Hoffman ("Claimant") was represented by Amanda M. Candelmo, Esq. and Max J. Mahoney, Esq., LPL Financial Services, Boston, Massachusetts. Alonzo Williams ("Respondent") did not appear at the hearing. CASE INFORMATION

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-00956 Carl H. Will, in his individual capacity and in his capacity as custodian and Lisa Will, in her individual capacity Name of the Respondent Hearing Site: Tampa, Florida Merrill Lynch, Pierce, Fenner & Smith, Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Carl H. Will, in his individual capacity a

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-00951 Abner J. Schwartz Name of the Respondent Hearing Site: Tampa, FL Merrill Lynch, Pierce, Fenner & Smith Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Abner J. Schwartz, hereinafter referred to as "Claimant": Michael J. Stanton, Esq., James, Hoyer, Newcomer & Smiljanich P.A., Tampa, FL. For M

Award NASD Dispute Resolution In the Matter of the Arbitration Between: The Paul and Nancy Klein Family Trust, Claimant v. Wachovia Securities, LLC and Gary S. Ritzman, Respondents Case Number: 03-00948 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Stuart L. Leviton, Esq. Levinson, Kaplan, Arshonshy & Kurtz,A.P.C. Encino, California For Respon

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Anthony Pizzelanti and Lorraine Pizzelanti (Claimants) v. Bear Stearns & Co. and Frank Ribando (Respondents) Case Number: 03-00941 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Anthony Pizzelanti ("A. Pizzelanti") and Lorraine Pizzelanti ("L. Pizzelanti") hereinafter collectively referred t

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ryan Beck & Co., LLC (Claimant) v. Nitin Upadhyaya (Respondent) Case Number: 03-00938 Hearing Site: New York, New York Nature of the Dispute: Member vs. Associated Person REPRESENTATION OF PARTIES Claimant Ryan Beck & Co., LLC ("Ryan Beck") hereinafter referred to as "Claimant": Dominick J. Dorata, Esq., Scarsdale, NY. At the hearing, Robert Berson, Esq., also appeared on behalf