Award NASD Dispute Resolution In the Matter of the Consolidated Arbitration Number 03-00548 Angelina Davis-Nave Claimant v. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Marsha A. Kemppainen, Respondents (Case Number: 03-00548) Consolidated with Robert Nave, Claimant v. Merrill Lynch, Pierce, Fenner & Smith Incorporated Incorporated and Marsha A. Kemppainen, Respondents (Case Number: 03-01370) Hearing Site: Portland, Oregon Nature of Disput

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Carrie Butler IRA, Claimant vs. Wachovia Securities, LLC and Stephen W. Wilson, Respondents Case Number: 03-00547 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Carrie Butler In Propria Persona Sylmar, California For Respondents: Michael J. Abbott, Esq. Robert J. Girard II, Esq

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Lof Claia PaineWebber Incorporated. Case No. 00-04350 Edwin H. Hayes; First Union Corporation; and First Union Securities, Inc. PAPTTFfi Claimant PaineWebber Incorporated ("PaineWebber") was represented by Janiece M. Longoria, Esq., of the firm of Ogden, Gibson, White & Broocks, L.L.P., located in Houston, Texas. Respondent Edwin H. Hayes ("Hayes") was represent

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf thfi Claimants Case Number 03-00534 Todd M. Pavuk Dawn L. Pavuk, Dawn L. Pavuk as custodian for Chloe Faith Pavuk and Dawn L. Pavuk as custodian for Noah Michael Pavuk Name nf the Rp.spnnffonfs Hearing .Site- Baltimore, Maryland Morgan Stanley Dean Witter, Inc. and Timothy Michael Herb Nature of the Dispute: Customers vs. Member and Associated Person. RFPRF.SF.NT

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name fifths Claimant Barbara Lorraine Bedford Name of the Respondents Morgan Stanley DW Inc., Gardner D. Fields, and Anthony P. Jones Pnse Number: 03-00533 Hearing Site- Richmond, Virginia Nature of the Dispute: Customer vs. Member and Associated Persons. RRPKFSF.NTATTON OF PAETTP.S Claimant, Barbara Lorraine Bedford, hereinafter referred to as "Claimant", was repres

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimants Case Number: 03-00524 Harold and Jill Lewis Name of the Respondents Hearing Site: St. Louis, Missouri A.G. Edwards & Sons, Inc. Charles A. Hessler HIRPIT Customer vs. Member Firm and Associated Person Albert S. Watkins, Esq. of the law firm Kodner, Watkins, Muchnick, Dunne & Weigley, L.C., located in St. Louis, Missouri, represented the Claimants, H

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimants Ray Carter IRA, Hamilton Seven Limited Partnership, Hamilton Development Partnership, Carter Electric Corp, Selena McCollum, Wendy Croxton, and Gretchen Tice and 03-00523 Phoenix, Arizona Name of Respondents Morgan Stanley DW Inc. Christopher S. Stocks Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Joseph Charles Barna IRA and 03-00517 Nashville, Tennessee Name of Respondents TD Waterhouse Investor Services, Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Joseph Charles Barna IRA ("Claimant") was represented by W. Martin Seiler, Esq., Memphis, Tennessee. TD Waterhouse Investor Services, Inc. ("Respondent") was repr

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name;; nf the Claimants Andrew H. McMillan Shannon N. McMillan Names nf the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. Peter J. Russo, Jr. Case Number- 03-00515 Hearing Site- Washington, D.C. Nature of the Dispute: Customers v. Member and Associated Person. RFPRKSKNTATTON OF PARTIES Claimants, Andrew H. McMillan and Shannon N. McMillan, he

Award NASD Dispute Resolution In the Matter of the Arbitration Between: David Riedel (Claimant) v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. (Respondent) Case Number: 03-00512 Hearing Site: New York, New York Nature of the Dispute: Associated Person v. Member. REPRESENTATION OF PARTIES Claimant David Riedel hereinafter referred to as "Claimant": Laura B. Hoguet, Esq., Hoguet Newman & Regal, LLP, New York, NY. Respondent Cit