Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of thi* riaimants Case Number! 03-00479 Richard Carrillo, Maria D. Carrillo, and Maria D. Carrillo IRRA Name nf thfr Respondents Hearing Sitp.: Albuquerque, New Mexico Merrill Lynch Pierce Fenner & Smith, Inc. Rittenhouse Financial Services, Inc., a/k/a Rittenhouse Asset Management, Inc., David Alvarez, Fred Eric Hirsch, Amy Fetkovich and Laurel Capital Advisors

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number (1*3-00475 Jane M. Junkins IRA Name nf the RpspnnHents Hearing Site- Baltimore, Maryland Merrill Lynch, Pierce, Fenner & Smith, Inc. William Orr Nature of the Dispute: Customer vs. Member and Associated Person. KFPRFSFNTATTON OF PARTTFS Claimant, the Jane M. Junkins IRA, "Claimant", was represented by William A. Healy, Esq., At

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Susan Howe (Claimant) v. Citigroup Global Markets, Inc. i7k/a Salomon Smith Barney, Inc. and Joseph Heyer (Respondents) Case Number: 03-00473 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Susan Howe ("Howe") hereinafter referred to as "Claimant": Michael Kalmus, Esq., New York, NY.

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Robert W. Taylor and 00-04342 Phoenix, Arizona Name of Respondent Vanguard Marketing Corporation REPRESENTATION OF PARTIES Robert W. Taylor ("Claimant") appeared pro se> Vanguard Marketing Corporation ("Respondent") was represented by Pauline C. Scalvino, Esq., The Vanguard Group, Valley Forge, Pennsylvania. CASE INFORMATION The Statemen

NASD Dispute Resolution, Inc. Arbitration No. 00-00441 Award Page 1 Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Andrew W. Steeno Case No. 00-00441 Name of Respondent E*Trade Securities, Inc. REPRESENTATION OF PARTIES Claimant Andrew W. Steeno ("Steeno") was represented by Matthew Robert Falk, Esq., of Domnitz, Mawicke & Goisman, S.C,, located in Milwaukee, Wisconsin. Respondent E*

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Rodger Bender as Personal Representative of the Estate of Harry E. Bender and on behalf of Dorris Bender, Claimant v. Sigma Financial Corporation and Michael J. Penn, Respondents Case Number: 03-00465 Hearing Site: Seattle, Washington Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Shannon L. McDougald, Esq. Perkins Coie LL

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Yi Qin, Claimant v. Morgan Stanley DW Inc. and Clerisse Wong, Respondents Morgan Stanley DW Inc., Third-Party Claimant v. Philip Wen, Third-Party Respondent Case Number: 03-00464 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Person Member v. Non-Member REPRESENTATION OF PARTIES For Claimant Yi Qin: Zev S. Brooks, Esq. Law Offi

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Leonard J. Borggrebe and Richard C. Hartman, Claimants v. Financial West Group, Respondent Case Number: 03-00462 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Member REPRESENTATION OF PARTIES For Claimants: Peter R. Dion-Kindem, Esq. Dion-Kindem & Crockett Woodland Hills, California For Respondent: H. Thomas Fehn, Esq. Fields, Fehn & Sherwin

Amended Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Marilyn McCarthy, Individually and as Trustee of the Marilyn McCarthy Trust Name of the Respondent Asset Management Securities Corp. Case Number: 03-00460 Hearing Site: Boca Raton, Honda Nature of the Dispute: Customer vs. Member Firm. REPRESENTATION OF PARTIES For Marilyn McCarthy, Individually and as Trustee of the Marilyn McCarthy Trus

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Marilyn McCarthy, Individually and as Trustee of the Marilyn McCarthy Trust Name of the Respondent Asset Management Securities Corp. Case Number: 03-00460 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member Firm. REPRESENTATION OF PARTIES For Marilyn McCarthy, Individually and as Trustee of the Manlyn McCarthy Trust, here