Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert S. Baker (Claimant) v. Salomon Smith Barney, Inc., n/k/a Citigroup Global Markets, Inc., Thomas N. Hemleben, and Jack Grubman (Respondents) Case Number: 03-00111 Hearing Site: Columbus, Ohio Nature of the Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES Claimant Robert S. Baker ("Claimant"): Earle R. Frost, Esq., Frost & Danchak, LLP, Co

Award NASD Dispute Resolution In the Matter of the Arbitration Between: David M. Guarino and Joelle Guarino (Claimants) v. A.G. Edwards & Sons, Inc. and Peter Hammond Clark (Respondents) Case Number: 03-00110 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants David M. Guarino ("D. Guarino") and Joelle Guarino ("J. Guarino") hereinafter collectively referred to as

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant •- • Case Number: 03-00104 Thomas L. Lloyd T Name of the Re.spnnrlents Hearing Site: Philadelphia, PA Miller Johnson Steichen Kinnard, Inc. Kevin M. Gray Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant, Thomas L. Lloyd, hereinafter collectively referred to as "Claimant", was originally represented

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between; Name nf the Claimant Case Number- 03-00103 Insaaf Murad Salim Name, of the Respondents Hearing Site: Washington, DC Morgan Stanley DW, Inc., Merrill Lynch Pierce Fenner & Smith Inc., Antoine A. Helou, Erman F. Frazier, HI, Thomas P. McDonnell, ffl, and Carlos Umpierre Nature of the Dispute: Customer vs. Members and Associated Persons. RF.PRF.SF.NTATTON OF PART

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Jim and Susan Alexander and Names of Respondents UBS Financial Services, Inc., and UBS Warburg, LLC Case Number: 03-00099 Hearing Site: Houston, Texas NATURE QF DISPUTE ' Customers v. Member Firms REPRESENTATION OF PARTIES Jim and Susan Alexander ("Claimants") were represented by Joseph J. Hroch, Esq., Spencer & Associates, PC, Houston,

Award| NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants ] Case Number: 03-00092 James Bach and Susan Bach Faber ; Mary Ellery Hall Name of the Respondent Hearing Site: Atlanta, Georgia Charles Schwab & Co. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For James Bach ("Bach") and Susan Bach Faber! ("Faber") and Mary Ellery Hall ("Hall"), hereinafter collectively referred to as "C

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Michael A. Dickter, Claimant v. Michael Hall, Respondent Case Number: 03-00091 Hearing Site: Los Angeles, California Nature of Dispute: Customer v. Associated Person REPRESENTATION OF PARTIES For Claimant: In Propria Persona Sherman Oaks, California For Respondent: Eric J. Glassman, Esq. Mennemeirer, Glassman & Stroud LLP Sacramento, California CASE INFORMATION

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Pinnacle Trading, LLC and Timothy Ngo, (Claimants) vs. Generic Trading of Philadelphia, LLC, Generic Trading Associates, LLC, Cariin Equities Corp., Ronald Shear, and Keith Aronoff, (Respondents) Case Number: 00-04300 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants, Pinnacle Trading, LLC ("Pinnacle") and Timothy Ngo ("Ngo"), hereinafter collectively re

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-00089 Burton W. Carlson Names of the Respondents Hearing Site: Tampa, Florida Raymond James & Associates, Inc. Robert A. Berman Jonathan D. Wax Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Burton W. Carlson, hereinafter referred to as "Claimant": Laurence S. Schultz, Esq.,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-00080 Joseph H. Nolette Joseph H. Nolette, IRA Lorraine S. Nolette, IRA Tina Marie Nolette Name of the Respondent Hearing Site: Orlando, Florida Morgan Stanley DW, Inc. Nature of the Dispute: Customers vs. Member. REPRESENTATION OF PARTIES For Joseph H. Nolette; Joseph H. Nolette, IRA; Lorraine S. Nolette, IRA; and Tina Marie No