Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Ladd and Kathy Stokes Name of the Respondents Merrill Lynch Pierce Fenner & Smith Inc. George E. Carson Case Number: 02-07687 Hearing Site: Oklahoma City, Oklahoma Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Ladd and Kathy Stokes (Claimants) were represented by Jerry L. Colclazier, Esq., Colclazier

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Plai'mantg Pflgg MnmliPirr 02-07686 David E. and Vida L. Stirm T~fearJTig_Silg: Dallas, Texas Merrill Lynch, Pierce, Fenner & Smith, Inc.; David H. Komansky, and, Deepak D. Raj Off r»Tg TTff. Public Customer v. Member Firm and Associated Persons Claimants David E. and Vida L. Stirm, hereinafter referred to as "Claimants": Jakes Jordaan, Esq., of the firm of Jordaan &

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf thp. Claimant Case Number 02-07684 Margaret A. Hart, Individually as the Custodian for her IRA and as Executrix of the Estate of Alvin Hart Name nf thp Rp.spnnHe.nt Hearing Site: Indianapolis, Indiana Multi-Financial Securities Corporation NATTTR1? 017 Customer vs. Member Firm PFPRFSFNTATTON OF Mark E. Maddox, Esq. of the law firm of Maddox, Hargett & Caruso,

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Lonnie McDonald and 00-04272 Dallas, Texas Name of Respondent Edward D. Jones & Co., L.P. REPRESENTATION OF PARTIES Lonnie McDonald ("Claimant") was represented by R. James George, Esq. 3 George & Donaldson, L.L.P., located in Austin, Texas. Edward D. Jones & Co. ("Respondent") was represented by Lisa A. Nielsen, Esq., and John Petite,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-07682 Patricia S. Rendziperis Names of the Respondents Hearing Site: Tampa, Florida David L. Gray Salomon Smith Barney, Inc. Nature of the Dispute: Customer vs. Member Firm and Associated Person. REPRESENTATION OF PARTIES Patricia S. Rendziperis, hereinafter referred to as "Claimant", appeared pro se. For David L. Gray ("Gray") and Sa

Stipulated Award NASD Dispute Resolution in the Matter ol the Arbitration between: Names of the Claimants Case Number: 02-07681 Luis a Esmeralda Tosta German Tosta Names of the Respondents Hearing Site: Boca Raton, Florida Donaldson Lufkin Jenrette Securities Corporation, an affiliate of Credit Suisse First Boston Corporation Fernando Lamas Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-07678 Gerald M. DeBono Names of the Respondents Heating Site: Tampa, Florida Mutual Service Corporation Dennis David Nelson Dawn Pemiciaro Litcnfield Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Gerald M. DeBono, hereinafter referred to as Claimant: Christopher T. Vemon, Es

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Elaine F. Morrison TTEE The Elaine Morrison Rev. Family Trust dtd 4/27/90, Claimant v. Morgan Stanley DW Inc. and Barry A. Stem, Respondents Case Number: 02-07674 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Arthur S. Leider Investors Arbitration Specialists San Diego, California

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Howard and Maite Turmon, Claimants v. Salomon Smith Barney, Inc. and Charles J. Smith, Respondents Case Number: 02-07673 Hearing Site: San Francisco, California Nature of the Dispute: Customers vs. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: George Donaldson, Esq. Daniel B. Harris, Esq. Law Offices of George Donaldson San Francisco, California

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf thft PlaiTnant Casp. Nirmher: 02-07670 Mary Beth Bisselle Names nf the Respondents Hearing Site- Washington, D.C. Merrill Lynch, Pierce, Fenner & Smith, Inc. Ernestine B. Hesseltine Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTTF.S Claimant, Mary Beth Bisselle, hereinafter referred to as "Claimant", was represented