Award NASD Dispute Resolution In the Matter of the Arbitration Between: nf the Pl^manf? ragpTSJnmhp-i- 02-07632 Ben B. Johnson and Gayle Y. Johnson | n f tl 1 ^ T^psp^nH^nls I4paringgjtp- Dallas, Texas Merrill Lynch, Pierce, Fenner & Smith, Inc.; David H. Komansky; and, Deepak D. Raj O Public Customer v. Member Firm and Associated Persons Claimants Ben B. Johnson and Gayle Y. Johnson, hereinafter referred to as "Claimants": Jakes

Award NASD Dispute Resolution In the Matter of the Arbitration Between; Name of the Claimant Case Number: 02-07631 Richard L. Worsham Names of the Respondents Hearing Site: New Orleans, Louisiana Merrill Lynch, Pierce, Fenner & Smith, Inc. Merrill Lynch & Company William R. O'Neil Nature of the Dispute: Customer vs. Member, Non-Member and Associated Person. REPRESENTATION OF PARTIES For Richard L. Worsham, hereinafter referred to as "Cla

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimants BYRON C. and ALICE H. JOHNSON, individually and as Trustees of the BYRON C. JOHNSON and ALICE H. TRUST U/A DTD 06/15/89 and THE BYRON C. AND ALICE H. JOHNSON TRUST U/A DTD 06/15/89 and Name of Respondents US BANCORP PIPER JAFFRAY and MICHAEL K. SELF Case Number: 02-07630 Hearing Site: Phoenix, Arizona Nature of the Dispute: Customer vs. Member

Award NASD Dispute Resolution In the Matter of the Arbitration Between: ) Name of the Claimant ) Hase Number 02-07629 Charles Schwab & Co., Inc. ) Name of the Respondent ) Hearing Site: Indianapolis, Indiana Charles E. Huohev } MATIIPF HF Member Firm v. Associated Person PPPPPSFMTATinM OF Richard A. Karoly, Esq. of Charles Schwab & Co., Inc. located in San Francisco, California represented Claimant, Charles Schwab & Co., Inc. ("Schwab"), her

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Daniel B. Greenberg and Daniel B. Greenberg IRA (Claimants) v. Morgan Stanley Dean Witter, Inc. and Thomas Tartaglia (Respondents) Case Number: 02-07628 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Daniel B. Greenberg ("Greenberg") and Daniel B. Greenberg IRA ("Greenberg IRA") hereinafter

NASD DISPUTE RESOLUHON AWARD NASD >PISPIJTIRESQUmON Afsaneh Sandxaz* Claimant vs. TD Waterhoose Investor Services Inc. sad Eric Anderson. Respondents. ATTORNEYS: Claimant appean^d pro 4e, San Rafael, CA, For Respondents appeared in house counsel, Jams CampanelU, Esq., Boca Raton, FL- NATURE OF DISPUTE: Customer vs. Member aad Associated Person PATE FILED; 18, 2002 CASE SUMMARY: Claimant alleged that Respondents omitted, and misrepresented facts,

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07620 Michael Goeben, Claimant vs. Morgan Stanley Dean Witter Online d/b/a Morgan Stanley DW, Inc., Respondents. ATTORNEYS: Claimant, Michael Goeben, ("Claimant") appeared pro se., Green Bay, WI. Respondent, Morgan Stanley Dean Witter Online d/b/a Morgan Stanley DW, Inc. ("Respondent") appeared through its in-house counsel, Judith M. Rosenberg, Esq., San Francisco, CA. DATE FILED: Decemb

Stipulated Award NASD Dispute Resolution in tne Matter oi tne Arbitration between; Name of the Claimant Case Number: 02-07618 Bret Tuckman Name of the Respondent Hearing Site: Boca Raton, Florida Harry Scott Kaplan REPRESENTATION OF PARTIES For Bret Tuckman ("Tuckman"), hereinafter referred to as "Claimant": Joseph C. Coates, III, Esq., Greenberg Traurig, LLP, West Palm Beach, Florida. For Harry Scott Kaplan ("Kaplan"), hereinafter referred to a

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Richard E. Saunders and Anita L. Saunders, Claimants v. Phillips & Company Securities, Inc., Sanders L. Vogel, Timothy C. Phillips, Steven Christopher Clark and James T. Smith, Respondents Case Number: 02-07611 Hearing Site: Salt Lake City, Utah Nature of Dispute: Customers v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimants: Patrick Baldwin, Esq.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant William Brad Parker Name of the Respondent Wachovia Securities, LLC f/k/a First Union Securities, Inc. Case Number: 02-07610 Hearing Site: Orlando, Florida Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For William Brad Parker, hereinafter referred to as "Claimant": Neal J. Blaher, Esq., Law Office of Neal J. Blaher, Or