Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-07609 Paul J. Marshall Name of the Respondent Hearing Site: Atlanta, Georgia Robert W. Baird & Co., Inc. Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES For Paul J. Marshall, hereinafter referred to as "Claimant": Frank A. Lightmas, Jr., Esq., Lightmas & Delk, Atlanta, Georgia. For Robert W. Baird & Co.,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Natalie Schwarz, individually and as Trustee of the Natalie Schwarz Trust UA DTD 7/15/97 Names of the Respondents RBC Dain Rauscher, Inc. Brad D. Jacobson Case Number: 02-07608 Hearing S te: Boca Raton, FL Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Natalie Schwarz ("Schwarz"),

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-07607 Patricia L. Combs Name of the Respondent Hearing Site: Tampa, Florida American Express Financial Advisors, Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Patricia L. Combs, hereinafter referred to as "Claimant": William J. Schifino, Esq. and Brenda M. Combs, Esq., Williams Schifino Mangione & Steady,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Harold Gillet IRA and Harold Gillet (Claimants) v. Morgan Stanley Dean Witter, Inc. n/k/a Morgan Stanley DW Inc., Eric Brief and Patrick Passarelle (Respondents) Case Number: 02-07606 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants Harold Gillet IRA ("Gillet IRA") and Harold Gillet ("Gillet") her

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 00-04266 John H. Beeks, Claimant vs. First Union Brokerage Services, Inc., Respondent. ATTORNEYS: Claimant, John H. Beeks, ("Claimant"), appeared Pro Se, Nutley, NJ. Respondent, First Union Brokerage Services, Inc., ("Respondent"), appeared through its in- house counsel Patrick M. Dennis, Esq., Charlotte, NC. DATE FILED: September 27, 2000. CASE SUMMARY: Claimant alleged that through

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Case Number: 02-07597 Daniel Vucelich Names of the Respondents Hearing Site: Pittsburgh, PA Merrill Lynch, Pierce, Fenner & Smith, Inc. Robert Douglas Wickard Nature of Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Claimant, Daniel Vucelich ("Claimant"), was represented by Arnold Y. Steinberg, Esq., Arnold Y. Stein

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07593 David Henderson, Claimant vs. Richmond Hillcrest & Company, Respondent. ATTORNEYS: Claimant, David Henderson, ("Claimant"), appeared pro se, Los Angeles, CA. For Respondent, Richmond Hillcrest & Company, ("Respondent"), appeared Howard J. Kern, Esq., of the Law Offices of Greenberg Traurig, LLP, Santa Monica, CA. DATE FILED: December 17, 2002 CASE SUMMARY: Claimant alleged that Res

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07591 Manisha F. Desai and Falgoon V. Desai, Claimants vs. Morgan Stanley Online n/k/a Morgan Stanley DW Inc., Respondent. ATTORNEYS: Claimants, Manisha F. Desai and Falgoon V. Desai, (collectively "Claimants") appeared pro se., Foster City, CA. For Respondent, Morgan Stanley Online n/k/a Morgan Stanley DW Inc., ("Respondent") appeared in-house counsel, Keith Guilfoyle, Esq., New York, N

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07588 First Republic Group, LLC, Claimant vs. Emile Debs, Respondent. ATTORNEYS: For Claimant appeared Michael S. Colombo of the firm Street Wide Asset Recovery Group, LLC, Jersey City, NJ. For Respondent appeared Dan Brecher, Esq. of the Law Offices of Dan Brecher, New York, NY. DATE FILED: December 17, 2002 CASE SUMMARY: Claimant alleged that Respondent failed to repay his principal ba

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Daniel I. Peck (Claimant) v. Morgan Stanley Dean Witter, Inc. and Adrienne Rowles (Respondents) Case Number: 02-07587 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant Daniel I. Peck ("Peck") hereinafter referred to as "Claimant" appeared pro se. Respondents Morgan Stanley Dean Witter, Inc. ("M