NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07580 L.H. Martin Jr. and Eileen Martin, Claimants vs. Caprock Securitiesjnc. and Daryl Allison, Respondents. ATTORNEYS: Claimants, L. H. Martin Jr. and Eileen Martin, ("Claimants") appeared pro se, Lubbock, TX. Respondents, Caprock Securities and Daryl Allison, (collectively "Respondents") appeared through Daryl Allison, Lubbock, TX. DATE FILED: December 16, 2002 CASE SUMMARY: Claim

Award NASD Dispute Resolution In the Matter of the Arbitration Between: T 02-07577 Caroline Casteel ftRespondents Hparinggijg- Dallas,Texas Josephthal & Co., Inc. James M. Drew ° T Public Customer v. Member Firm and Associated Person OF Claimant Caroline Casteel, hereinafter referred to as "Claimant": Robert Ruotolo, Esq. of the firm of Gerard Singer & Levick, P.C., located in Addison, Texas. Respondents Josephthal & Co., Inc. ("

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the dai- Case Number- 02-07575 Dubicki Living Trust, Margaret Dubicki, and Edward P. Dubicki Name nf the Respondents Merrill Lynch, Pierce, Fenner & Smith, and Inc. and Kent V. Pearce aring Site: Baltimore, Maryland Nature of the Dispute: Customers vs. Member and Associated Person. OF PAKTTP,S Claimants Dubicki Living Trust ("Trust"), Margaret Dubicki

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jim Hervosma, Claimant v. Morgan Stanley DW Inc., Isidro Z. Miramontes, Randal J. Brown, Alfred J. Perrine, and Daniel J. McMillan, Respondents Case Number: 02-07571 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: William C, Saacke, Esq. Law Offices of McNulty & Saacke Torrance, Ca

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 00-04265 Charles Schwab & Co., Inc., Claimant vs. Phil Nguyen, Respondent. ATTORNEYS: For claimant appeared Stephen S. Berkeley, Esq., of the firm Kane & Fischer, Ltd., Chicago, IL. Respondent did not respond to the Statement of Claim. DATE FILED: September 27, 2000 CASE SUMMARY: Claimant alleged that respondent directed them to purchase various stocks, Claimant further alleged th

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Frank Meuschke, (Claimant) vs. First Madison Securities, Inc. and Ray Vahab, (Respondents) Case Number: 00-00435 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Frank Meuschke, hereinafter referred to as "Claimant": Arthur C. Schupbach, Esq., Schupbach, Williams & Pavone LLP, Garden City, NY. Respondents, First Madison Securities, Inc. ("Madison") and Ray

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Gary M. Mulhall, Claimant v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and John F. Kiley, HI, Respondents Case Number: 02-07569 Hearing Site: Seattle, Washington Nature of Dispute: Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES For Claimant: Gary M. Mulhall ProSe Olympia, Washington For Respondent Citigroup Global

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-07566 Sylvia J. Koslow Names of the Respondents Hearing Site: Tampa, FL H&R Block Financial Advisors, Inc., f/k/a Olde Discount Corp. George Rentos Brian Gabbard Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Sylvia J. Koslow, hereinafter referred to as "Claimant": J. Ben

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants John W. Demaree, IRA and John W. Demaree as Trustee f/b/o John W. Demaree Charitable Remainder Trust Names of the Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. Charles Sawicki Joseph S. Jones, IV Case Number: 02-07565 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer v. Member and

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-07564 Shula Gilad, Elana Gilad, and Estee Gilad, as Trustees of the Gilad Revocable Trust Names of the Respondents Hearing Site: Boca Raton, Florida Sanford C. Bernstein & Co., L.L.C. Bernstein Investment Research and Management, a unit of Alliance Capital Management, L.P. Barry Berg Nature of the Dispute: Customer vs. Member, Non-Mem