Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-07506 Jayanta Dey Janqt H. Dey Names of the Respondents Hearing Site: Tampa, Florida Prudential Securities, Inc. Richard Charles Karoll Douglas Eric Haas Joseph Karl Huenke Thomas M. Quinn Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For'Jayanta Dey and Janet H. D

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Louise Considine, Claimant v. UBS/PaineWebber, Inc. n/k/a/ UBS Financial Services, Inc., Steven V. Arrigo, William R. Spruston, and Lawrence E. Smith, Respondents Case Number: 02-07505 Hearing Site: Los Angeles, California Nature of the Dispute: Associated Person v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant Louise Considine: Geraldine Darrow, Esq. Kenn

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Emma H. Pendergrass and Emma H. Pendergrass IRA, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Kenneth Lee Douglas Irvin, Respondents Case Number: 02-07504 Hearing Site: San Francisco, California Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: James Jay Seltzer, Esq. Law Offices of James Jay Seltzer Eme

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ronald B. Hanovice, Cathryn B. Hanovice, Trustees FBO Ronald B. Hanovice, Defined Contribution Pension Plan and Trust dated 01/01/87, Ronald B. Hanovice ACF Rebecca L. Hanovice, UINY/UTMA, Cathryn B. Hanovice ACF Nicholas Hanovice UINY/UTMA, ACF Gordon B. Hanovice, UINY/UTMA Ronald B. Hanovice, SSB IRA Custodian, Ronald B. Hanovice, and Cathryn B. Hanovice (Claimants) v. Citi

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07496 Prospera Financial Services, Inc., claimant vs. Tim Calaway, respondent. ATTORNEYS: For Claimant appeared in-house counsel John Stein, Dallas TX. Respondent did not respond to the Statement of Claim. DATE FILED: December 12, 2002 CASE SUMMARY: Claimant alleged that respondent failed to repay monies owed pursuant to the terms of his Employment Agreement. Claimant maintained that bec

Award NASD Dispute Resolution In the Matter of the Arbitration Between: nf thft riaimants Gas? Number: 02-07495 Julie Balvin and Marvin Balvin flTing tSite- Dallas, Texas Merrill Lynch, Pierce, Fenner & Smith, Inc.; David H. Komansky; and, Deepak D. Raj NATTHRF OP njSPTTTT? Public Customers v. Member Firm and Associated Persons FF-1P1RFSFN n Claimants Julie Balvin and Marvin Balvin, hereinafter collectively referred to as "Claimants"

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Name of Claimant: Thomas A. Daly Case No: 00-4226 Names of Respondents: Dean Witter Reynolds, Inc. and Howard J. Neff Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES For Thomas A. Daly ("Daly"), hereinafter referred to as "Claimant"; Tim B. Wright, Esq., Stuart, Florida. For Dean Witter Reynolds, Inc. ("DW") and Howard J. Neff ("Neff'), hereinaf

06/03/2004 10:50 FAX NASD @002/OQ9 AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Michelle Ann Miller and Names of Respondents Westcott Securities, LLC Aegis Asset Management, Inc. Thomas Layng Guerriero Lotte S. Optekamp and John D. Brudner Case Number: 02*07493 f Hearing Site: Houston, Texas { NATURE OF DISPUTE Customer v. Member Firm, Non-Member Firm and Associated Perso

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants Dennis McCullough, Deb Altepeter, Darrell Voytilla, JoAnn Voytilla, Merlin Drangstviet, Marlys Drangstviet, Holland Gagner, Nancy Gagner, Russell Culkins, Thelma Culkins, Alfred Weigel, Violet Wei gel, and Joann Larson v. 02-07480 Minneapolis, Minnesota Respondents RBC Dain Rauscher, Inc., John G. Kinnard & Company, Inc., Citigroup Global Markets, In

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07477 Farideh Korvalian, claimant/counterclaim respondent vs. John Farahi and Newport Securities, L.L.C., respondents/counterclaim claimants. ATTORNEYS: Claimant/counterclaim respondent appeared pro se, Irvine, CA. For Respondents/counterclaim claimants appeared Todd A. Broock, Esq., of the firm Liner Yankelevitz Sunshine & Regenstreif LLP, Los Angeles, CA. DATE FILED: December 11, 2002