Award NASD Dispute Resolution In the Matter of the Arbitration Between: Diane Hanson (Claimant) V. Morgan Stanley Dean Witter and Robert O'Herlihy (Respondents) Case Number: 02-07343 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Diane Hanson ("Hanson") hereinafter referred to as "Claimant": Richard A. Roth, Esq., The Roth Law Firm, formerly Littman, Krooks & Roth

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Shahenaz Halani and Hassan Halani (Claimants) v. UBS PaineWebber and Clara M. Macri a/k/a Carla M. Bonito (Respondents) Case Number: 02-07342 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES Claimants Shahenaz Halani and Hassan Halani, hereinafter collectively referred to as "Claimants": Michael Huberman,

CASE: 02-07340 American Express Financial Advisors, Claimant vs. Isaac Brookim and Tav Melmed, Respondents. ATTORNEYS: For Claimant, American Express Financial Advisors ("Claimant") appeared Anthony J. Gericke, Minneapolis, MN. Respondents, Isaac Brookim and Tav Melmed did not respond to the Statement of Claim. DATE FILED: December 4, 2002 CASE SUMMARY: Claimant alleged that Respondents failed to make payment for the purchase of securities in their

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07335 Josephthal & Co., Inc., claimant vs. Laurence T. Rubin, respondent. ATTORNEYS: For Claimant appeared in-house counsel Eric J. Shames, Esq., New York, NY. Respondent did not respond to the Statement of Claim. DATE FILED: December 4, 2002 CASE SUMMARY: Claimant alleged that respondent failed to repay monies owed pursuant to the terms of a Promissory Note. Claimant maintained that bec

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jurgen Dejewski and Elsa Dejewski, Jurgen Dejewski IRA, and Elsa Dejewski IRA (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith Incorporated and David J. Cottam (Respondents) Case Number: 02-07333 Hearing Site: New York, NY Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants, Jurgen Dejewski and Elsa Dejewski ("J. and

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07331 Lionheart LLC, claimant vs. Charles Schwab & Company, Inc., respondent. ATTORNEYS: For Claimant appeared Managing Partner, Richard Stevenson, Mesa, AZ. For Respondent appeared in-house counsel, Sean B. Meehan, Esq., San Francisco, CA. DATE FILED: December 4, 2002 CASE SUMMARY: Claimant alleged that respondent placed their account in "legal status' for an unconscionably long time an

Award NASD Dispute Resolution In the Matter of the Arbitration Between: ' Ann G. Prather, ; Claimant, vs. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Phillip A. Duncan, Respondents. Case Number: 02-07327 Hearing Site: Dallas, Texas NATURE OF CASE i Customer versus a Member.and an Associated Person. REPRESENTATION OF PARTIES Claimant Ann G. Prather, hereinafter referred to as "Claimant": Robert L. Tobey, Johnston To

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE:00-04216 First of Michigan Corporation, claimant vs. Patricia A. Clark and Oba D. Johnson, respondents. ATTORNEYS: For Claimant, appeared Marco G. DeSanto, Esq., of the firm Warner, Norcross and Judd LLP, Southfield, MI. Respondents did not respond to the Statement of Claim. DATE FILED: September 26, 2000. CASE SUMMARY: Claimant alleged that respondents failed to repay an amount owing

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: John Terry Austin and Jana Dee Austin, Trustees of the Austin Living Trust and Cove Enterprises LLC, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Ronald P. Perry, and Robert A. Connor, Respondents Case Number: 02-07313 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Member and Associated Persons REPRESENTATION OF PARTIES For Clai

Award NASD Dispute Resolution In the Matter of the Arbitration Between Ronny Blaine Reynolds, Trustee of the Prudential Securities, Incorporated n/k/a! Prudential Respondents Case Number: 02-07312 I^onny Blaine Reynolds Trust dtd 9/21/95, Claimant v. ial Equity Group, LLC and Carl M. Kraeplin, Hearing Site: San Diego, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: