Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Allan Kaytes (Claimant) v. Prudential Securities, Inc. and John C. Ricker (Respondents) Case Number: 02-06959 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Claimant Allan Kaytes ("Kaytes") hereinafter referred to as "Claimant": Peter R. Bray, Esq., Bray, Chiocca & Miller, LLC, Parsippany, NJ.

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Raymond Albritton, Claimant Case Number: 02- 06954 v. Salomon Smith Barney Inc., Jack B. Grubman and Ronald A. Hollinger, Respondents Hearing Site: Indianapolis, Indiana NATURE OF THE DISPUTE Customer v. Member Firms and Associated Persons REPRESENTATION OF PARTIES Claimant Raymond Albritton: Represented by Hayward Richard Pressman of the law firm

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Martha Riley Name of the Respondent Morgan Stanley Dean Witter & Co. Name of the Third-Party Respondent Robert McDaniel Case Number: 02-06943 Hearing Site: Little Rock, Arkansas Nature of the Dispute: Customer vs. Member vs. Customer. REPRESENTATION OF PARTIES For Martha Riley, hereinafter referred to as "Claimant": Richard C, Downing, Esq.,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-06942 Lawrence Chabot Names of the Respondents Hearing Site: Boca Raton, Florida Salomon Smith Barney, Inc. Leonard Michael Anderson Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Lawrence Chabot, hereinafter referred to as "Claimant"; Alan J. Foxman, Esq., The Law Office of Alan

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Paul and Judith Keiser as Joint Tenants with Rights of Survivorship, Paul Keiser as Trustee of the Paul Keiser IRA, and Judith Keiser as Trustee of the Judith Keiser IRA Names of the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. Peter Black Case Number: 02-06941 Hearing Site: Boca Raton, Florida Nature of Dispute: Custo

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Berhardine Timmerscheidt, individually, and as Custodian of the Berhardine Timmerscheidt IRA Names of the Respondents Weatherly Securities Corp. Michael K. McNulty Case Number: 02-06934 Hearing_Site: Tampa, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Berhardine Timmerscheidt, individ

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-06932 Michael R. Angel and Holly J. Angel Michael R. Angel C/F Kristen M. Angel UGMA/FL Michael R. Angel C/F Lauren E. Angel UGMA/FL Names of the Respondents Hearing Site: Boca Raton, Florida Merrill Lynch, Pierce, Fenner & Smith Incorporated Robert Moossy Robert D. Thompson Jose Rivera Nature of the Dispute: Customer

Award NASD Dispute Resolution In the Matter of the Arbitration Between: David M. Kupfer, M.D., Claimant v. Morgan Stanley DW Inc. ? Respondent Morgan Stanley DW Inc., Counter-Claimant v. David M. Kupfer, M.D., Counter-Respondent Morgan Stanley DW Inc., Third-Party Claimant v. San Diego Asset Management, Inc. and Wendy Feldman Purner, Third-Party Respondents Case Number: 02-06930 Hearing Site: San Diego, California Nature of the Disputes: Cus

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Victoria S. Fenton, Claimant v. Douglas C. Johns and Russell W. Millard, Respondents Case Number: 02-06928 Hearing Site: Las Vegas, Nevada Nature of the Dispute: Customer v. Associated Persons REPRESENTATION OF PARTIES For Claimant: Alan N. Fenton, Esq. Law Offices of Alan N. Fenton Las Vegas, Nevada For Respondent Douglas C. Johns: Eileen L. McGeever, Esq. Rushall &

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-06923 Mark E. Hoskin, IRA, claimant vs. TD Waterhouse Investor Services, Inc., respondent. ATTORNEYS: Claimant appeared pro se, Glendale, CA. For Respondent appeared in-house counsel Janis Campanella, Esq., Boca Raton, FL. DATE FILED: November 15, 2002 CASE SUMMARY: Claimant alleged that respondent failed to execute orders to buy and sell shares of ICOM, JFAX, ADSX, CHNAQ, and HMO stocks