Stipulated Awlard NASD Dispute Resolution In the Matter of the Arbitration Between: Michael A. Raskin Family Trust I, DTD 1/3/95, Michael A. Raskin & Mary B. Raskin TTEES, Michael A. Raskin Family Trust n, Michael A. Raskin & Mary B. Raskin TTEES, Michael A. Raskin, IRA, Mary Bonetta Raskin and Michael A. Raskin JTWROS, Michael A. Raskin Family Trust, Michael A. Raskin and Mary B. Raskin TTEES DTD 1/13/95, Claimants vs. Bear, Stearns & Co. Inc., Norman B. G

ORIGINAL Award NASD Dispute Resolution In the Matter of the Arbitration Between: Shelly Berman and Tom Cluck, Claimants v. Merrill Lynch, Pierce, Fenner, & Smith, Inc. and Allen R. Ernst, Respondents Case Number: 02-06825 Hearing Site: Seattle, Washington Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: G. Michael Zeno, Jr., Esq. Zeno, Drake and Hively, P.S. Kirkland, Washington Fo

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Larry Rutledge, Claimant v. Wells Fargo Investments, LLC and Phillip Loomis, Respondents Case Number: 02-06824 Hearing Site: Reno, Nevada Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Richard J. Edson, Esq. Law offices of Richard J. Edson Sacramento, California For Respondents: Robert T. Sullwold, Esq.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE:00-04149 Raike Financial Group, Inc., claimant vs. Robert Crawford, respondent. ATTORNEYS: For Claimant appeared Ruthann G. Niosi, Esq., New York, NY. For Respondent appeared William H. Walker, Esq., St. Petersburg, FL. DATE FILED: September 22, 2000 CASE SUMMARY: Claimant alleged that respondent intentionally failed to repay the margin debt in his account. COUNTER CLAIM: Responden

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-06822 Thomas J. Dawson, claimant vs. Chad A. Bingen and TD Waterhouse Investor Services, Inc., respondents. ATTORNEYS: Claimant appeared pro se, Madison, WI. For Respondents appeared in-house counsel, Janis Campanella, Esq., Boca Raton, FL. DATE FILED: November 12, 2002 CASE SUMMARY: Claimant alleged that respondents placed a fraudulent credit card transaction to his account, causing

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Case Number 02-06821 Gerald J. Banfe, Sr. and Sharon M. Banfe Name of the. Respondent Hearing Site: Philadelphia, PA UBS Financial Services, Inc. Nature of the Dispute: Customers vs. Member. RFPRFSFNTATTON OF PARTIES Claimants, Gerald H. Banfe, Sr. and Sharon M. Banfe, hereinafter collectively referred to as "Claimants", were represented by Carlo Scaram

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ralph J. Sando v. PaineWebber, Inc. n/k/a/ UBS Financial Services, Inc. Case Number: 02-06817 Hearing Site: Cleveland, Ohio REPRESENTATION OF PARTIES Claimant Ralph J. Sando ("Sando") hereinafter referred to as "Claimant": Douglas A. Kutsko, Esq., Brian P. Biggins & Associates, Rocky River, OH. Respondent PaineWebber n/k/a/ UBS Financial Services, Inc. ("UBS") hereinafter referr

Award NASD Dispute Resolution In the Matter of the Arbitration Between: First Montauk Securities Corp. (Claimant) v. Michael Inghilterra (Respondent) Case Number: 02-06813 Hearing Site: New York, New York Nature of the Dispute: Member v. Associated Person. REPRESENTATION OF PARTIES Claimant First Montauk Securities Corp. ("First Montauk") hereinafter referred to as "Claimant": Joel Levinson, Esq., First Montauk Securities Corp., Red Bank, NJ. Respon

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Claimants Glenn O. Machut and Jane A. Machut Respondents First Financial Planners and Shawn Kramlich Case Number: 02-06811 Hearing Site: Milwaukee, Wisconsin Customers v. Member Firm and Associated Person REPRESENTATION OF PARTIES Claimants Glenn O. Machut and Jane A. Machut were represented by Mark E. Sanders, Esq., of Hailing & Cayo, S.C., located in

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant and , , 02-06808 Louisville, Kentucky Name of Respondent Steven R. Taylor REPRESENTATION OF PARTIES McDonald Investment, Inc.., hereinafter referred to as ("Claimant") was represented by Matthew J. Morelli, Esq., of the firm Ulmer & Berne LLP., Cleveland, Ohio. Steven R. Taylor, hereinafter referred to as ("Respondent") appeared pro se. CASE INFORMATI