Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Susann H. Reef IRA and Thomas Reef Trust, Susann Reef, Trustee (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith Inc., William Palmer, and John Inhouse HI (Respondents) Case Number: 02-06228 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Susann H. Reef IRA ("Reef IRA") and Thomas Reef

Award NASD Dispute Resolution In the Matter of the Arbitration Between: nf the Plrn'marrf Page Nnmh^r- 02-06227 James D. Shute, IRA nf the T^pnndent Hiring Sfrp- Philadelphia, PA Merrill Lynch Pierce Fenner & Smith Inc O Claimant, James D. Shute, IRA, hereinafter referred to as "Claimant", was represented by Richard A. Levan, Esq., Richard A. Levan & Associates, Philadelphia, Pennsylvania. Respondent, Merrill Lynch Pierce Fenner & Smith Inc., he

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: David and Karen Ballard Claimants, Vs. Scott Weissman, Paul Pace, Brian M. Thornton, Robin Ketchem-Maes, Clifford T. Morgan, Warren R. Markowitz, EBI Securities Corp. (n/k/a Global Securities Corporation, Inc.) Respondents. Case Number: 00-04091 Hearing Site: Dallas, Texas REPRESENTATION OF PARTIES Claimants, David and Karen Ballard ("Ballards"): Robert L.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Charles Thomas Gambetta (Claimant) v. Salomon Smith Barney, Inc. and Brad Zilbersher (Respondents) Case Number: 02-06226 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant Charles Thomas Gambetta ("Gambetta") hereinafter referred to as "Claimant" appeared pro se. Respondents, Salomon Smith Barn

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-06223 Stuart A. Barbour, Jr., claimant vs. Gallon & Associates, Inc., respondent. ATTORNEYS: Claimant appeared pro se, Roanoke, VA. For Respondent appeared in-house counsel, Robert B. Greblunas, Tampa, FL. DATE FILED; October 17, 2002 CASE SUMMARY: Claimant alleged that respondent sold him a bond and failed to disclose information regarding the fact the issuer of the bond filed for bankr

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between , Claimants ! Pragmatic Computing, Inc. Money Purchase Plan, Ellen Staats Taubman Trust and Diana Staats Taubman Trust v. 02-06220 Denver, Colorado Respondents Wachovia Securities, LLC, Don A. Hansen and Philip T. Kirshman . • Nature of Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES Pragmatic Computing, Inc. Money Purchase Plan, E

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant James D. Oberg, IRA Custodian and Case Number: 02-06219 Hearing Site: Troy, Michigan Name of Respondent Edward D. Jones & Co. NATURE OF DISPUTE Customer v. Member Firm REPRESENTATION OF PARTIES James D. Oberg, IRA Custodian ("Claimant") was represented by Lawrence M. Elkus Esq., Lawrence M. Elkus, P.L.C., Farmington Hills, Michigan. Edward D.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-06218 Diana L. Williams Name of the Respondents Hearing Site: Indianapolis, Indiana John L, Schutz and J.J.B. Hilliard, W.L. Lyons REPRESENTATION OF PARTIES Mark E. Maddox, Esq. of the Firm Maddox Hargett & Caruso, P.C. in Fishers, Indiana represented Claimant Diana L. Williams hereinafter referred to as "Claimant." i Kenneth F. B

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-06217 Matthew R. McCabe, claimant vs. Sharon Moses-Coleman and Charlyce Friday, respondents. ATTORNEYS: Claimant appeared pro se, Hutchinson, KS. For Respondents appeared in-house counsel of Salomon Smith Barney Inc., Ann Parry, Esq., New York, NY. DATE FILED: October 17, 2002 CASE SUMMARY: Claimant alleged that respondents failed to carry out his orders promptly and breached their f

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants Koehler Lodging LLC, William Johns, Carol Johns, Ray Thomas, Leonard Anderson, Diane Anderson, Charles Anderson, Nancy Anderson, Stephen Petty and Robin Petty v. 02-06215 Minneapolis, Minnesota Respondent Charles Schwab & Company, Inc. Nature of Dispute: Customers v. Member REPRESENTATION OF PARTIES Koehler Lodging LLC, William Johns, Carol Johns, Ra