1 f AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Landmark Bank, N.A. and 02-06139 Oklahoma City, Oklahoma Name of Respondents Linsco/Private Ledger Corp. Michael A. Kincheloe Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Landmark Bank, N.A. ("Claimant") was represented by Todd Taylor, Esq., Crowe & Dunlevy, Oklahoma City, Oklahoma. Lin

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name o f Claimants • • " • • - ' . Calvin G. Jr. and Cheryl D. Kinchen and Monument Capital Mortgage, Inc, And -.. . , , . 02-06137 Nashville, Tennessee. Name of Respondent ' • UBS Financial Services Inc. f/k/a UBS PaineWebber, Inc. . . Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Calvin G. Jr. and Chery

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-06124 Richard Darling, Claimant v. IDS Life Insurance Company & Patnck Mooney, Respondents, ATTORNEYS: Claimant, Richard Darling. ("Claimant"), appeared pro se. Summerville. SC. For Respondents, IDS Life Insurance Company & Patnck Mooney, ("Respondents"), appeared Gary R. Irwin, Esq., Minneapolis, MN. NATURE OF DISPUTE: Customer v. Member & Associated Person DATE FILED: October 14. 2002

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Robert Furlong and 02-06120 Phoenix, Arizona Name of Respondents A.G. Edwards & Sons, Inc. Gerry McNeill Thornbro Nature of the Dispute; Associated Person vs. Member; Associated Person REPRESENTATION QF PARTIES Robert Furlong ("Claimant") was represented by James M. Jellison, Esq., Schleier, Jellison & Schleier, P.C., Phoenix, Arizona. A.G. Ed

F Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Renee Volker-Rector, as Conservator of Sara Janelle Schodde and Kelly Anne Schodde, her minor children Name of the Respondents Wells Fargo Brokerage Services, Inc. (f7k/a Norwest Investment Services) and Tracy L. Frank Case Number- 02-06119 Hearing Site: Albuquerque, New Mexico NATTTRF OF TfcTSPITTF Customer vs. Member Firm and Ass

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-06116 Robert S.Cuillo Names of the Respondents Hearing Site: Boca Raton, Florida Morgan Stanley DW, Inc. Morgan Stanley Dean Witter & Co. n/k/a Morgan Stanley Morgan Stanley & Co. Incorporated Jerry B. Hartman Herbert Hartman Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Morgan Stanley Dean Witter Online, Inc. and 00-04080 Scottsdale, Arizona Name of Respondents Barry Oringer Paul Ciliis Da Silva Consulting REPRESENTATION OF PARTIES Morgan Stanley Dean Witter Online, Inc. ("Claimant") was represented by Robert T. Sullwold, Esq., Sullwold & Hughes, San Francisco, California. Barry Oringer ("Respondent Ori

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-06111 Edward James Phillips, claimant vs. E*Trade Securities, Inc., respondent. ATTORNEYS: Claimant appeared pro se, Pompano Beach, FL. For Respondent appeared in-house counsel John Bersin, Esq., Rancho Cordova, CA. DATE FILED: October 11, 2002 CASE SUMMARY: Claimant alleged that respondent was negligent and tardy in handling his account. ARBITRATOR'S REPORT: See attached Exhibit A.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-06110 Robert Keith Honaker, claimant vs. Joseph Stevens & Co., Inc., Scott Levine and Douglas Costabile, respondents. ATTORNEYS: Claimant appeared pro se, Pelham, AL. For Respondents appeared in-house counsel, James E. Siegel, Esq., New York, NY. DATE FILED: October 11, 2002 CASE SUMMARY: Claimant alleged that respondents purchased shares of Sirius Radio Stock with no covered call op

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Phyllis Silver and Phyllis Silver IRA (Claimants) v. Adolph Komorsky Investments, Peter W. Adolph, and Marc E. Komorsky (Respondents) Case Number: 02-06106 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants Phyllis Silver ("Silver") and Phyllis Silver IRA ("Silver IRA") hereinafter collectively