Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Michael J. and Charlene A. Englert Case Nrnnher 02-05801 Names of the Respondents David E. Martin Network for Financial Independence, LLC Rearing Site- Pittsburgh, PA Nature of the Dispute: Customers vs. Member and Associated Person REPRESENTATION OF PARTTF.S Claimants, Michael J. and Charlene A. Englert, hereinafter collectively referred to as

Award solution iUL^-i i ; tAfl •" H A C-- JTTCT r™\ O- O O NASD Dispute Resolution In the Matter of the Arbitration Between: " ! ' E*Trade Securities, Inc., Claimant v. Jack Vaughn, Respondent Case Number: 02-05800 Hearing Site: Seattle, Washington Nature of the Dispute: Member Firm v. Customer REPRESENTATION OF PARTIES For Claimant: John Bersin, Esq. E*Trade Securities, Inc. Rancho Cordova, California For Respond

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-05795 Marian Mason, claimant vs. Vincent E. Austin, respondent. ATTORNEYS: Claimant appeared pro se, Ozone Park, NY. For Respondent appeared Kevin J. Deloatch, Esq., of the firm Bressler, Amery & Ross, P.C., New York, NY. DATE FILED: September 30, 2002 CASE SUMMARY: Claimant alleged that respondent failed to provide her with information regarding the status of her Stone & Webster sto

UiSPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-05794 Ohrena E. Gale, claimant vs. Carl J. Basile and Salomon Smith Barney, Inc., respondents. ATTORNEYS: Claimant appeared pro se, Hudson, NY. For Respondents appeared Ann Parry, Esq., New York, NY. DATE FILED: September 9, 2002 CASE SUMMARY: Claimant alleged that respondents made investments that were unsuitable to his investment objectives. Claimant maintained that due to respondents' acti

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between; Anthony Martella (Claimant) v. Salomon Smith Barney, Inc. and Frank Melia, (Respondents) Case Number: 02-05793 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant Anthony Martella, hereinafter referred to as "Claimant": represented by Michael S. Finkelstein, Esq., Finkelstein & Feil LLP, Gard

Award NASD Dispute Resolution In the Matter of the Arbitration Between: James Schiffinan IRA and Nancy Schiffinan IRA (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Steve Vincenzo Costanzo, and Steven Smola (Respondents) Case Number: 02-05790 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customers vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants James Schiffman IRA ("J. Schiffrnan IRA") and Nancy Schiffinan IRA

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 00-04047 Stephen Boyd French, claimant vs. Suretrade, Inc. and Automatic Data Processing, respondents. ATTORNEYS: Claimant appeared Pro Se, Tallahassee, FL. For Respondent, Suretrade, Inc., appeared Bennett Falk, Esq., of the firm Morgan, Lewis & Bockius, LLP, Miami, FL. Respondent, Automatic Data Processing, was not required and did not submit to NASD Dispute Resolution's jurisdiction.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-05788 Dreama M. Waldrop, as Trustee of the Dreama M. Waldrop Trust UA DTD 02/29/00, and on behalf of the Dreama M. Waldrop IRA Rollover DTD 10/07/99, and as Custodian for Richard Michael Primer, Mark S. Waldrop, Individually, and as Custodian for Jacob S. Waldrop and William Joel Waldrop Names of the Respondents Hearing Site

Award NASD Dispute Resolution In the Matter of the Arbitration Between: nf fVie niai' American Express Financial Advisors, Inc. Number; 02-05785 Name nf the Respondent Christopher Veltmann Hearing Site: Charlotte, North Carolina RFPRFSFNTATTON OF PARTIES Claimant American Express Financial Advisors, Inc. ("Claimant") was represented by Donald R. McNeil, Esq., Coleman, Hull & Van Vliet, PLLP, Minneapolis, Minnesota. Respondent Christopher

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Haydee Cabrera (Claimant) v. Morgan Stanley DW, Inc. and Jong Wook Kim (Respondents) Case Number: 02-05772 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Haydee Cabrera ("Cabrera") hereinafter referred to as "Claimant": Ira S. Kaplan, Esq., Plainview, NY. Respondents Morgan Stanley DW, Inc