Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Pasft Niimher 02-05747 Angelo Tatano, d/b/a Refrigeration Care, Inc. Names; nf the. Respondents Hearing Site: Pittsburgh, PA Gerald Goodman Morgan Stanley DW Inc. f/k/a Dean Witter Reynolds, Inc. First Union Securities, Inc. f/k/a Kemper/Everen Securities, Inc. n/k/a Wachovia Securities, Inc. REPRESENTATION OF PARTIES Claimant, Angelo Tatano,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Case Number- 02-05746 Lydia Corey, IRA Mame of the Respondents Hearing Site- Pittsburgh, PA Morgan Stanley DW, Inc., f.k.a. Dean Witter Reynolds, Inc. First Union Securities, Inc. n.k.a. Wachovia Securities, Inc. Gerald M. Goodman RFPRFSFNTATTON OF PARTIES Claimant, Lydia Corey, IRA , hereinafter referred to as "Claimant", was represented by Stanley

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-05743 Donna M. Heatfield Barry M. Heatfield Donna M. Heatfield IRA Barry M. Heatfield IRA Names of the Respondents Hearing Site: Baltimore, MD Royal Alliance Associates, Inc. Shimshon Plotkin Nature of the Dispute: Customers vs. Member and Associated Person. RF.PRF.SF.NTATTON OF PARTTRS Claimants, Donna M. Heatfield and Barr

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Hai'mant Case Nnmher- 02-05742 Ralph C. Sanders Irrevocable Inter-Vivos Trust Name nfth^ Respondents Hearing Site: Charlotte, North Carolina Frederick R. Phillips, and Park Avenue Securities, LLC Name nf the Third-Party Respondent Sylvia B. Hayes RF.PRF.SFNTATTON OF PARTTFS Claimant Ralph C. Sanders Irrevocable Inter-Vivos Trust, hereinafter referred to as "C

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Karen S. Bordener and Names of Respondents Morgan Stanley Dean Witter, Inc. James Phillip Hall and Glenn Stark Case Number: 02-05740 Hearing Site: Southfield, Michigan NATURE OF DISPUTE Customer v. Member and Associated Persons REPRESENTATION OF PARTIES Karen S. Bordener ("Claimant") was represented by D. Michael Kratchman, Esq., Rubenstei

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant James E. Rice vs. 02-05739 Nashville, Tennessee Name of Respondent Merrill Lynch Pierce Fenner & Smith, Inc. NATURE OF THE DISPUTE Customer vs. Member Firm REPRESENTATION OF PARTIES James E. Rice ("Claimant" or "Rice") was represented by Mark J. Krudys, Esq., of Mark J. Krudys, PLC, Richmond, Virginia. Merrill Lynch Pierce Fenner & Smith, Inc.

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimants Michael J. Smith and Lucy C. Smith and 02-05737 Omaha, Nebraska Name of Respondents Linsco/Private Ledger Corp. Carson Wealth Management Group Ronald L. Carson, Jr. Nature of the Dispute: Customers vs. Member, Non-Member and Associated Person REPRESENTATION OF PARTIES Michael J. Smith and Lucy C. Smith ("Claimants") were represented by Gail E. Bo

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimants Eugene and Patty S. James and Gregory N. and Jennifer E. James and 02-05736 Louisville, Kentucky Name of Respondents Emmett A. Larkin Company, Inc. Tiche Capital Strategies David J. Schulte Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Eugene and Patty S. James and Gregory N. and Jennifer E. James

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Peter V. Lundstrom and Joyce C, Denham and The Coracle Foundation, Claimants vs. U.S. Bancorp Piper Jaffray, Inc. d/b/a Piper Jaffray, Respondent Case Number: 00-04044 Hearing Site: Seattle, Washington REPRESENTATION OF PARTIES For Claimants: James H. Kaster, Esq. Tiffany A. Sanders, Esq. Nichols Kaster & Anderson, PULP Minneapolis, Minnesota For Respondent: Brian

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant J. Sheridan Stewart and Case Number: 02-05734 Hearing Site: Troy, Michigan Names of Respondents J.J.B. Milliard, W.L. Lyons, Inc. and Carol Metz NATURE OF DISPUTE Customer v. Member and Associated Person REPRESENTATION OF PARTIES J. Sheridan Stewart ("Stewart") was represented by Kevin J. Kenney, Esq., and Christopher J. Hensien, Es