Award NASD Dispute Resolution In the Matter of the Arbitration Between: Sarah Virgadamo, Claimant v. Financial Network Investment Corporation and Luki Lucrecia Styskal Vail, Respondents Case Number: 02-05708 Hearing Site: San Diego, California Nature of Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Dennis R. Villavicencio, Esq. Catherine L. Bailey, Esq. Akins & Villavicencio, LLP Carlsbad, Californ

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: MamfLQf the Claimant Casp Number: 02-05704 UBS PaineWebber, Inc., Maroffjif the R e.spondp.nt HfiRTing-Site: Houston, Texas Jason A. Koch, Claimant UBS PaineWebber, Inc., hereinafter referred to as "Claimant," was represented by Lisa A. Cataiano, Esq. of Davidson, Manchel & ttrennan LLP located in Northvale, New Jersey. Respondent Jason A. Koch, hereinafter referred t

Award NASD Dispute Resolution In the Matter of the Arbitration Between: R.L. Heinrichs, Case Number: 02-05702 Claimant, vs. Morgan Stanley Dean Witter, Hearing Site: Houston, Texas Stuart Bastin, Respondents. Nature of Dispute: Customer v. Member and Associated Person Claimant R.L. Heinrichs, hereinafter referred to as "Claimant," was represented by John Courtade, Esq. located in Austin, Texas. Respondents Morgan Stanley Dean Witter and

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants Alexei Gusarov and Sandra Gusarov v. 02-05699 Denver, Colorado Respondents Multi-Financial Securities Corporation and Matthew D. Hickey ' ' Nature of Dispute: Customers, v. Member and Associated person , • REPRESENTATION OF PARTIES Alexei Gusarov and Sandra Gusarov ("Claimants") were represented by Brad S. Maistrow, Esq., of Snow Becker Krauss

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-05695 Kathy Kaplan Smith; Kathy Kaplan Smith SSB IRA Custodian; Kathy Kaplan Smith ACF Jennifer F. Smith U/FL/UTMA; and, Kathy Kaplan Smith Gist Jordan B. Smith UGTMA Name of the Respondent Hearing Site: Boca Raton, Florida Salomon Smith Barney, Inc. Nature of Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Kat

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Juan Rohan (Claimant) v. Maxcor Financial, Inc. (Respondent) Case Number: 02-05682 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member REPRESENTATION OF PARTIES Claimant Juan Rohan ("Rohan") hereinafter referred to as "Claimant": Neal Brickman, Esq., The Law Offices of Neal Brickman, New York, NY. Respondent Maxcor Financial, Inc. ("Maxcor") here

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-05681 Raymond, James & Associates, Inc., claimant vs. Michael Mitacek, respondent. ATTORNEYS: For Claimant appeared in-house counsel, Robert C. Stokes, Esq., St. Petersburg, FL. Respondent did not respond to the Statement of Claim. DATE FILED: September 24, 2002 CASE SUMMARY: Claimant alleged that respondent failed to repay monies owed pursuant to the terms of a Promissory Note. Claimant

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-05680 Brian Wirth, claimant vs. Morgan Keegan, Inc., respondent. ATTORNEYS: Claimant appeared pro se, Nokomis, FL. For Respondent appeared in-house counsel, J.P. Brizzolara, Esq., Memphis, TN. DATE FILED: September 23, 2002 CASE SUMMARY: Claimant/counterclaim respondent alleged that respondent/counterclaim claimant sold shares of Reliant Energy, Inc. and Aquila Inc. from his account with

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-05675 Henry Warnaar Trust, Henry Warnaar TTEE DTD 4/22/92 Ethel M. Warnaar Name of the Respondent Hearing Site: Boca Raton, Florida Calton & Associates, Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Henry Warnaar Trust, Henry Warnaar TTEE DTD 4/22/92 and Ethel M. Warnaar, hereinafter collectively ref

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Frederic M. Gregory, Individually and as Beneficiary of the Frederic M. Gregory, IRA, Claimant v. American Income Securities, Inc., Frank Hickcox, II, Sean Zarinegar, Clayton E. Dilliard, n and Dennis P. Stahr, Respondents Case Number: 00-04037 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant Fredric M. Gregory: Jonathan W. Evans Law Offices of