NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 00-04036 Lucy E. Thater, Claimant vs. Michael B. Ballard and ProEquities, Inc., Respondents. ATTORNEYS: Claimant, Lucy Thater, ("Claimant"), appeared Pro Se., Hauppauge, NY. Respondents, Michael B. Ballard and ProEquities, Inc., (collectively "Respondents"), appeared though their Senior Compliance Office, Donna A. Byrne, Birmingham, AL. DATE FILED: September 14, 2000 CASE SUMMARY: Cla

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-05630 Viola Scaven Name of the Respondents Hearing Site- Philadelphia, PA Lawrence R. Malcolm Malcolm & Co. Asset Management, Inc. Name of the Third-Party Respondent Michael Scaven Nature of the Dispute: Customer vs. Member and Associated Person. RFPRF.SKNTATTON OF PARTTF.S Claimant, Viola Scaven, hereinafter referred to as "Claim

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Patrick Eugene Kratus, Claimant v. Robertson Stephens, Inc., Respondent Case Number: 02-05626 Hearing Site: San Francisco, California Nature of the Dispute: Associated Person v. Member REPRESENTATION OF PARTIES For Claimant: Patrick Eugene Kratus In Propria Persona Berkeley, California For Respondent: Michael J. Loeb, Esq. Bingham McCutchen LLP San Francisco, Califor

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Donald G. and Tanya J. Clark Case Number:- 02-05623 v. Merrill Lynch, Pierce, Fenner& Smith, Inc. and Hearing Site: Albuquerque, New Mexico Charles Forte NATURE OF THE DISPUTE Customers vs. Member Firm and Associated Person REPRESENTATION OF PARTIES Claimants, Donald G. and Tanya J. Clark, ("Clarks"), hereinafter collectively referred to as "Claimants": Frank

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-05619 Cherrie A. Miller, claimant vs. Jac Comfort-Edward Jones, respondent. ATTORNEYS: Claimant appeared pro se, Stanley, KS. For Respondent appeared in-house counsel, Kimberly G. Jones, Esq., St. Louis, MO. DATE FILED: September 23, 2002 CASE SUMMARY: Claimant alleged that respondent made misrepresentations and omitted facts regarding investments that respondent recommended to her. Clai

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant David B. Cheairs Revocable Trust DTD 4-16-90 David B. Cheairs, Trustee Names of the Respondents Morgan Stanley DW, Inc. Michael Munson Case Number: 02-05614 Hearing Site: Little Rock, AR Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For David B. Cheairs Revocable Trust DTD 4-16-90 David

CASE: 02-05612 Louise G. Cohen, claimant vs. H&R Block Financial Advisors, Inc. and Drew Granauro, respondents. ATTORNEYS: Claimant appeared pro se, Coconut Creek, FL. For Respondents appeared in-house counsel, Donald P. Wray, Esq., Detroit, MI. DATE FILED: September 17, 2002 CASE SUMMARY: Claimant alleged that respondents made a $10,000 purchase of John Hancock High Yield bonds without her authorization. Claimant maintained that due to respondents'

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimants Thomas R. and Beverly J. Urban and 02-05605 Phoenix, Arizona Name of Respondents Financial Network Investment Corp. Michael D. Miller Stephen P. Emanuels Capital Planning Corp. Nature of the Dispute: Customer vs. Member and Associated Persons REPRESENTATION OF PARTIES Thomas R. and Beverly J. Urban ("Claimants") were represented by Raymond M.

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants John M. Sommer, individually and as general partner of the J.M. Sommer Family Trust v. 02-05604 Denver, Colorado Respondents Merrill Lynch Pierce Fenner & Smith, Inc. and Gregory C. Richardson Nature of Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES John M. Sommer, individually and as general partner of the J.M. Sommer Famil

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant / Counter-Respondent Jeffrey M. Sullivan and Name of Respondent/ Counter-Claimant Oxford Financial Group Name of Third Party Claimant Oxford Financial Group and Names of Third Party Respondents Sun Life of Canada (U.S.) Distributors, Inc. Sun Life Assurance Company of Canada Case Number: 02-05603 Hearing Site: Houston, Texas NATURE OF