STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimants Robert S. and Robyn M. Forman and 02-05320 Phoenix, Arizona Name of Respondents Bane of America Securities Karen S. Herrick Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Robert S. and Robyn M. Forman ("Claimants") were represented by Jeffrey D. Ferentz, Esq., Greenbaum and Ferehtz, LLP, Ne

ORIGINAL Amended Award NASD Dispute Resolution In the Matter of the Arbitration Between: Rae K. Nelson, Claimant v. A.G. Edwards & Sons, Inc., Respondent Case Number: 02-05317 Hearing Site: Salt Lake City, Utah * Nature of Dispute: Associated Person v. Member REPRESENTATION OF PARTIES For Claimant: Lary S. Larson, Esq. Hopkins Roden Crockett Hansen & Hoopers Idaho Falls, Idaho For Respondent: Phyllis A. Hatrich, Esq. A.G. Edwards & Sons,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Rae K. Nelson, Claimant v. A.G. Edwards & Sons, Inc., Respondent Case Number: 02-05317 Hearing She: Salt Lake Cfty, Utah REPRESENTATION OF PARTIES For Claimant: Lary S. Larson, Esq. Hopkins Roden Crockett Hansen & Hoopers Idaho Falls, Idaho For Respondent: Phyllis A. Hatrich, Esq. A.G. Edwards & Sons, Inc. St. Louis, Missouri CASE INFORMATION Statement of Claim f

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Timothy G. Ford Case No. 00-04000 Names of Respondents American Fronteer Financial Corp. Roger Edward Davis Hearing Site: Atlanta, Georgia REPRESENTATION OF PARTIES For Timothy G. Ford ("Ford"), hereinafter referred to as "Claimant": Barry L. Anderson, Esq. of Schweber, Izenson & Anderson, LLP, Atlanta, Georgia. For American Fronteer Financi

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Producers Protective Association, (Claimants) vs. U.S. Bancorp Investments, Inc. and Jennifer Gunn, (Respondents). Case Number. Hearing Site: 00-00405 Denver, Colorado REPRESENTATION OF PARTIES Claimant, Producers Protective Association ("Producers"), hereinafter referred to as "Claimant": Neal S. Cohen, Esq., Chrisman, Bynum & Johnson, P.C., Boulder, Colorado. Res

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Jay R. Rice, Claimant vs. Benjamin & Jerold Brokerage, Inc. and Jerold A. Kopf, Respondents. Case Number: 00-00040 Hearing Site: Salt Lake City, Utah REPRESENTATION OF PARTIES Claimant, Jay R. Rice, hereinafter referred to as "Claimant": Randall R. Heiner, Esq., Salt Lake City, Utah Respondents, Benjamin & Jerold Brokerage, Inc. ("B&J") and Jerold A. Kopf, hereinafter refe

461 MUA Award NASD Dispute Resolution In the Matter of the Arbitration Between: J.P. Turner & Company, LLC (Claimant) v. Robert Pemiola (Respondent) Case Number: 02-05316 Hearing Site; New York, New York Nature of the Dispute; Member vs. Customer REPRESENTATION OF PARTIES Claimant J. P. Turner & Company, LLC ("J.P. Turner") hereinafter referred to as "Claimant": Martin S. Cole, Esq., New York, NY. Previously represented by: Michael S, Colombo, P

NASD Dispute Resolution Arbitration No. 02-05314 Award Page 1 of 7 Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Case Number: 02-05314 Horizon Benefit Administration Mark H. Fischer Name of the Respondents Hearing Site: Cleveland, Ohio Richard J. Beach RF Disbursements Co. Reserve Financial Agency Corporation William Henry Gerber, Jr. REPRESENTATION OF PARTIES Claimants, Horizon

CASE: 02-05312 and 02-05313 - Ghansham P. Kamta and Bebe Z. Kamta, Claimants vs. Charles Schwab & Co., Respondent. Ghansham P. Kamta and Christine K. Kamta, Claimants. Vs. Charles Schwab & Co., Respondent. ATTORNEYS: For Claimants appeared George E. Victori, Esq. of the firm Lall & Associates, P.C., Ozone Park, NY. Respondent appeared through its in-house counsel, Richard A. Karoly, Esq., San Francisco, CA. DATE FILED: September 9, 2002 CASE SUMMARY: Cl

CASE: 02-05312 and 02-05313 - Ghansham P. Kamta and Bebe Z. Kamta, Claimants vs. Charles Schwab & Co., Respondent. Ghansham P. Kamta and Christine K. Kamta, Claimants. Vs. Charles Schwab & Co., Respondent. ATTORNEYS: For Claimants appeared George E. Victori, Esq. of the firm Lall & Associates, P.C., Ozone Park, NY. Respondent appeared through its in-house counsel, Richard A. Karoly, Esq., San Francisco, CA. DATE FILED: September 9, 2002 CASE SUMMARY: Cl