Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name f>f the Claimant Case Number 02-04940 Morgan Keegan & Company, Inc. Name nf the Respondent Hean'r>£ Site* Charlotte, NC James R. Starkey RF.PRFSPNTATTON OF PARTIES Claimant Morgan Keegan & Company, Inc. is represented by Shea O'Brien Hicks, Esq., Morgan Keegan & Company, Inc., Memphis, Tennessee. Respondent James R. Starkey is represented by Gerard A. Bos, Es

Award NASD Dispute Resolution In the Matter of the Arbitration Between: James Victorine (Claimant) v. Datek Online Financial Services, LLC (Respondent) Case Number: 02-04937 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant James Victorine ("Victorine") hereinafter referred to as "Claimant": Matthew Turtle, Esq. and Sara B. Davis, Esq., Perkins, Smith & Cohen, LLP, Boston, MA. Responden

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Sierra Health-Styles, Inc. Sierra Tucson, LLC. and 02-04935 Phoenix, Arizona Name of Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney Inc. Anne E. Nelson Susan D. Dubow Timothy M. Baker REPRESENTATION OF PARTIES Sierra Health-Styles, Inc. and Sierra Tucson, LLC. ("Claimants") were represented by Michael J. Meehan, Esq.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Todd D. Stout (Claimant) v. Morgan Stanley DW, Inc. and Regina Knight (Respondents) Case Number: 02-04932 Hearing Site: Columbus, Ohio Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Todd D. Stout ("Stout") hereinafter referred to as "Claimant": John F. Marsh, Esq., Porter Wright Morris & Arthur, LLP, Columbus, OH. Respondent

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Walter W. McVety, Brenna A. McVety, and Deidre A. McVety, JTWROS (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Elizabeth Hartmayer, and Eric Joseph Passed (Respondents) Case Number: 02-04929 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customers vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants Walter W. McVety ("W. McVety"), Bren

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Shila Kangarlou Azbi, Claimant v. Morgan Stanley Dean Witter, Respondent Case Number: 02-04920 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: Steven L. Miller, Esq. Attorney at Law Encino, California For Respondent: Paul D. Allen, Esq. Attorney At Law Pleasanton, California CASE INFORMATION Statement of Claim filed: August 20, 2002

Awai;d NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants/Counter Respondents J.D. and Catherine A- Johnson as trustees to the J.D. Johnson Trust and i J.D. and Catherine A. Johnson as trustees to the Catherine A. Jolpisori Trust 1 1 Name of the Respondents/Counter Claimants First Heartland Capital, Inc. and Dean J. Callison Case Number: 02-04919 Hearing Site: Kansas City, Missouri REPRESE

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of thp Claimant Case Number: 02-04916 Jamal Abdeljawad Name of thp Respondents Hearing Site: Albuquerque, New Mexico Roan-Meyers Associates, LP and Anthony J. Salino i SP Customer vs. Member Firm and Associated Person p T n F Thomas J. Schuchert, Esq., formerly of The Bregman Law Firm, P.C., located in Albuquerque, New Mexico, represented Claiman

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-04913 Raymond James & Associates, Inc. Names of the Respondents Hearing Site: Tampa, Florida Todd E. Simpfenderfer Quick & Reilly, Inc. For Raymond James & Associates, Inc., hereinafter referred to as "Claimant": Francis M. Curran, Esq., P.A., Clearwater, Florida. For Respondent Todd E. Simpfenderfer ("Simpfenderfer"): Andre R. Peron, Esq

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Joseph Shively, (Claimant) vs. Joseph Costa, The GMS Group, LLC, and Gruntal & Co., LLC, (Respondents) Case Number: 00-03934 Hearing Site: Buffalo, New York REPRESENTATION OF PARTIES Claimant, Joseph Shively, hereinafter referred to as "Claimant": Patrick G. Finegan, Jr., Esq., a sole practitioner, Washington, DC. Respondents, Joseph Costa ("Costa"), The GMS Group, LLC ("G