Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Arthur A. Jones, HI, Individually and as the Representative of Birmingham Radiology Group, P.C. Names of the Respondents A.G. Edwards & Sons, Inc. David H. Anthony Case Number: 02-04757 Hearing Site: Atlanta, Georgia Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Arthur A. Jones,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Annie Kleinschrnidt (Claimant) vs. Owen Watstein (Respondent) Case Number: 02-04749 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Annie Kleinschrnidt ("Kleinschmidt"), hereinafter referred to as "Claimant": appeared pro se. Respondent, Owen Watstein ("Watstein"), hereinafter referred to as "Respondent": Jennifer Sender Esq., Citicorp Investment Services, L

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-04747 John D. Steichen, claimant vs. E*Trade Securities, Inc., respondent. ATTORNEYS: Claimant appeared pro se, Spring Park, MN. For Respondent appeared in-house counsel, John Bersin, Esq., Rancho Cordova, CA. DATE FILED: August 12, 2002 CASE SUMMARY: Claimant alleged that respondent breached its fiduciary duty by failing to execute an order he placed. Claimant maintained that due to res

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert L. Allphin, Claimant v. Kimberly Securities, Inc., Kimberly Jean Misaraca, and Noel J. Belmonte., Respondents Case Number: 02-04739 Hearing Site: Salt Lake City, Utah REPRESENTATION OF PARTIES For Claimant: For Respondent Kimberly Securities, Inc.: For Respondent Kimberly Jean Misaraca: For Respondent Noel J. Belmonte: Mark W. Pugsley, Esq. Ray, Quinney &

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Nielsen Family Revocable Trust, Claimant v. Morgan Stanley DW Inc., Robert A. Johnson, Nancy L. Eklund, Thomas G. Taliaferro, Todd G. Beguelin, Howard J. Smith, and Brian M. Krueger, Respondents Case Number: 02-04738 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: Randall Rollins P

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Pasy. Tslmnter .02-04737. Patricia J. Pequignot IRA Patricia J. Pequignot & William A. Pequignot, JT Ten The Furniture Warehouse, Inc. Name nf tire Rfispnndpnts T-fcaring Stter Washington, DC Robert Ashley Early A.G. Edwards & Sons, Inc. Nature of the Dispute: Customer vs. Member and Associated Persoa Rff.PRFSKNTATION OF PARTIF.S Claimants, Patr

Award NASD Dispute Resolution In the Matter of the Arbitration Between: pr 02-04730 Kevin C. Foley Kevin C.Foley IRA Juiianna Foley IRA >Jamf>s of tfrf Regpn-nrjfnts Hearing Si|p- Washington, DC Christopher MacNamara Merrill Lynch, Pierce, Fenner & Smith, Inc. Nature of the Dispute; Customer vs. Member and Associated Person RFPRKSFNTATTON OF PARTIES Claimants, Kevin C. Foley, Kevin C. Foley IRA and Juiianna Foley, hereinafter collectivel

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-04717 Nathan Mayo, D.D.S. Nathan Mayo, D.D.S., as custodian for Clayton Daniel Mayo Nathan Mayo, D.D.S., as custodian for Melody Lynn Mayo Name of the Respondent Hearing Site: Orlando, Florida Raymond James & Associates, Inc. Nature of the Dispute: Customers vs. Member. REPRESENTATION OF PARTIES For Nathan Mayo, D.D.S.; Nath

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Conservator Estate of Alison E. Cohen, Claimant v. Morgan Stanley DW Inc. and Perl J. Worm, III, Respondents Case Number: 02-04715 Hearing Site: San Diego, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Ann and Nelson Cohen Co-Conservators La Jolla, California For Respondents: Todd E. Gordinier, Esq.

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Jess W. Summey, Claimant v. Polaris Financial Services, Inc., Respondent Case Number: 00-0402 Hearing Site: Charlotte, North Carolina REPRESENTATION OF PARTIES For Claimant: Kalju Nekvasil, Esq. and Stephen Krosschell, Esq. Goodman & Nekvasil, P.A. Clearwater, Florida For Respondent: Lloyd R. Schwed, Esq. Kubicki Draper, P.A. West Palm Beach, Florida CASE I