Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-04728 LiettaB. Haenel Names of the Respondents Phillip G. Hinds Daniel C. Imming Hearing Site: St. Louis, Missouri REPRESENTATION OF PARTIES Claimant Lietta B. Haenel ("Claimant") was represented by Sherman K. Finer, of Des Peres, Missouri. Respondents Phillip G. Hinds ("Hinds") and Daniel C. Imming ("Imming") each appeared

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Case Number: 02-04716 Jeffrey and Hussein Gaafary Name of Respondents Hearing Site: Charlotte, NC Morgan Stanley DW, Inc. and Dean Livingston Jr. REPRESENTATION OF PARTIES Claimants Jeffrey and Hussein Gaafary, hereinafter referred to as "Claimants", were ^represented by T;S. Stem, Jr., Esq., Greenville, South Carolina Respondents, Morgan

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Richard and Geraldine Kaptur, Claimants v. Adams, Hess, Moore & Co,, Strand Atkinson Williams & York, Inc., and Scott M. Davis, Respondents Case Number: 02-04714 Hearing Site: Portland, Oregon Nature of the Dispute: Customers v. Members and Associated Person REPRESENTATION OF PARTIES For Claimants: David J. Sweeney, Esq., Brownstein, Rask, Sweeney, Kerr, Grim, DeSylvia & Hay

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mei Michelson, Arthur Michelson, individually, as trustee of the Frieda Michelson 1997 Inter Vivos Trust, and as custodian for Aaron Michelson and Alicia Michelson, Claimants v. Salomon Smith Barney, Inc., Robert F. Taylor, and Robert B. Martensen, Respondents Case Number: 02-04713 Hearing Site: San Francisco, California Nature of the Dispute: Customers vs. Member and Associa

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-04705 Opal M. Saxton, Claimant vs. Pat Brice and Morgan Stanley Dean Witter, Inc., Respondents. ATTORNEYS: For Claimant, Opal M. Saxton, Opal M. Saxton, Living Trust and Opal M. Saxton, IRA appeared Kevin J. Atchison, Esq., Phoenix, AZ. For Respondents, Pat Brice and Morgan Stanley Dean Witter, Inc. appeared in-house counsel, Keith Guilfoyle, Esq., New York, NY. DATE FILED: August 9, 200

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-04702 John H. Kirsch, claimant vs. Sutro & Co. n/k/a RBC Dain Rauscher, respondent. ATTORNEYS: Claimant appeared pro se, Seal Beach, CA. For Respondent appeared Dana L. Wolf, Senior Compliance Officer, Minneapolis, MN. DATE FILED: August 9, 2002 CASii SUMMARY: Claimant alleged that respondent made misrepresentations regarding the sale and purchase of investments in his account. Claimant

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Past* Number- 02-04699 Ann Matyuf Names nf the Respondents Hearing Site: Pittsburgh, PA Kenneth R. Cauthorn Managed Expectations, Inc. Pin Oak Partners, Inc. Pankowski Associates, Inc. Nature of the Dispute: Customer v. Terminated Member, Non-Members and Associated Person REPRESENTATION OF PARTTFS Claimant, Ann Matyuf, hereinafter referred to as

t r Award NASD Dispute Resolution In the Matter of the Arbitration Between: nf tV>p riflirn^ptg Pasft Nnfflihq- 02-04689 Richard W. and Marcia E. Cardwell Spelman & Co., Inc. ipg ftit ft ' Indianapolis, Indiana Claimants Richard W. and Marcia E. Cardwell, hereinafter collectively referred to as "Claimants": Mark E. Maddox, Esq. of the firm of Maddox Hargett & Caruso, P.C., located in Fishers, Indiana. Respondent Spelman & Co., Inc.,

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between JayV.Allin Case No. 00-03902 Ameritrade, Inc. Advanced Clearing, Inc. Hearing Site: Pittsburgh, PA ttFPRFSFNTATTON OF PAKTTFS Claimant, Jay V. Allin, hereinafter referred to as "Claimant": Warren J. Archer, Esq., Plummer & Pross, LLP, Pittsburgh, PA. Respondents, Ameritrade, Inc. ("Ameritrade") and Advanced Clearing, Inc. ("Advanced Clearing"), hereinafter colle

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Sharon Huckins Names of the Respondents Merrill Lynch, Pierce, Fenner & Smith Incorporated Todd S. Griffith Case Number: 02-04682 Hearing Site: Tampa, Florida REPRESENTATION OF PARTIES For Sharon Huckins, hereinafter referred to as "Claimant": William B. Taylor, IV, Esq., Macfarlane, Ferguson & McMullen, Tampa, Florida. For Merrill