N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. In the Matter of the Arbitration Between Name of Claimant Donald Waiford and Waiford & Company, Incorporated and _ 93-04034 Name of Respondents RAF Financial Corporation and Robert Long REPRESENTATION OF PARTIES Donald Waiford and Waiford & Company, Incorporated ("Claimants") were represented by Dennis Brovarone, Esq., Denver, Colorado. RAF Financial Corporation and Robert Long

N.A.S.D. AWARD ™ NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. In the Matter of the Arbitration Between Name of f. Cheemg Q'^-J. ^MH? Name of Respoadeats "n -.v ..-..r,.. -," \_;r-, •••• .--. :-:^n1v ;oecuvV ; •• '-v- 1 - * • " • • • - v ; •• = John Dawson & Associates, Inc., Dexter Choi, u/ :'?iv ^ .. REPRESENTATION OF PARTIES -, ^,, in , ;U. •'•"-. i?\ji.v ^'AKL; in ihe C'O^it.

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS. INC. In the matter of the Arbitration Between Name of Claimant Fae D. Anderson NASD Arbitration No. 93-03992 v Name ^f Respondents Michael Landfair Dain Bosworth, Inc. REPRESENTATION For Claimant: Robert RosenthaL Esq. - Opton Galton & Rosenthai - Portland, Oregon For Respondents: Mark A. Turner, Esq. - Ater Wynne Hewitt Dodson & Skerritt - Portland, Oregon CASE INFORMATION

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Lauretta M. Cronin 93-03972 Name of Respondent Lawrence W. Katz CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on September 30, 1993, Claimant Lauretta M. Cronin, through her counsel, Joseph C. Raskauskas, Esq., Bethany Beach, DE, alleged that Respondent Lawrence W. Katz, who was Preside

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Floyd W. Kunzler 93-03955 Name of Respondents A.S. Goldmen & Co. Mike Fagen Joseph William Donohue CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on September 29, 1993, Claimant Floyd W. Kunzler, who appeared Pro Se, alleged that he bought 500 shares of Babystar, Inc. common sto

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants William T. and Barbara Mansfield 93-03946 Name of Respondents Merrill Lynch, Pierce, Fenner and Smith. Inc. CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on September 27, 1993, Claimants William and Barbara Mansfield, who appeared Pro Se, alleged that Respondent Merrill Lynch, Pierce,

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Herbert Reider 93-03943 Name of Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc, CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on September 29, 1993, Claimant Herbert Reider, who appeared Pro Se, alleged that on October 6, 1987 he was pressured into buying five units of "Arvida JM

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant G. J. Roark, m 93-03936 Name of Respondent Dean Witter Reynolds, Inc. CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on September 29, 1993, Claimant G.J. Roark, m, who appeared Pro Se, alleged that Respondent Dean Witter Reynolds, Inc. made an error when it sold his 200 shares of Coca-Co

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant^ William S. and Joan M. Benecick 93-03934 Name of Resoondent(s) Peak Securities Corp. REPRESENTATION The Claimants appeared pro se. For Respondent Peak Securities Corporation: Stephen W. Wilk, Esq., New York, NY. CASE INFORMATION Statement of Claim filed: September 29, 1993. Claimants' Submission Agreement signed on

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Names of Claimants David W. Goodman, individually and as trustee of the Rocky Mountain Psychological Services and Stress and Pain Management Center Money Purchase Plan u/a dated 01/01/84, and Baerbel Susanne Goodman Names of Respondents Richard Edward Madigan and Richard E. Madigan Associates, Inc. Case No.: 00-03723 Hearing Site: Raleigh, North Carolina RE