N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. In the Matter of the Arbitration Between Name of Claimant Ann Lea Locken 93-01157 and Name of Respondents Shearson Lehman Brothers, Mary Wichman and Ivan Hovey REPRESENTATION OF PARTIES Claimant, Ann Lea Locken ("Locken") was represented at the hearing by Bruce Pearson, Fargo, North Dakota. Respondents, Shearson Lehman Brothers ("Shearson"), Mary Wichman ("Wichman"), and Iva

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: John K, Schels, individually, and John K. Schels, as Personal Representative of the Estate of Jeanne E. Schels, Claimants, v. PaineWebber, Inc, f/k/a J.C. Bradford & Company, Respondent Case Number: 00-03608 Hearing Site: Charlotte, North Carolina REPRESENTATION OF PARTIES For John K. Schels, individually, and John K. Schels, as Personal Representative of the Estate of Jeanne

PUBLIC N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Ralph and Hilda Borreson 93-01154 Name of Respondent Lawrence Kobb CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on March 25, 1993, Claimants Ralph and Hilda Borreson who appeared Pro Se, alleged that Respondent Lawrence Kobb, while employed by Dean Witter Reynolds, Inc. rec

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS. INC. In the matter of the Arbitration Between Name of Claimant James R. Petersen NASD Arbitration No.93-01152 Name of Respondents A.G. Edwards & Sons, Inc. Robert Bagby Timothy Metcaif Michael Gates REPRESENTATION For Claimant: R. Stephen Bolinger, Esq., Cerritos, California For Respondent; Jeff Jamieson, Esq., A.G. Edwards & Sons, Inc., St. Louis, Missouri CASE INEOR

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant William Brower 93-01148 Name of Respondents American Bond Group, Inc. REPRESENTATION For Claimant: William Brower, appearing pro se. CASE INFORMATION Statement of Claim filed: March 23, 1993. Claimant's Submission Agreement signed on: March 20, 1993. Respondent American Bond Group, Inc. failed to file a Statement of Ans

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Nick A. & Margaret Ann Marino 93-01147 Name of Respondent Prudential Securities, Inc. CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on March 24, 1993, Claimants Nick A. & Margaret Ann Marino, who appeared Pro Se, alleged that Respondent Prudential Securities, Inc., through its register

INDUSTRY M.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Prudential Securities Incorporated 93-01126 Name of Respondent Robert J. Torkelson C ASK In a claim filed with the National Association of Securities Dealers, Inc. on March 23, .1993, Claimant Prudential Securities Incorporated by and through theiF counsel Helen K. Beakett of Siegan Barbakoff & Gombeig, Chicago, I

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant(s) International Assets Advisory Corp. 93-01125 Name of Respondent(s) Chris Kyriacis REPRESENTATION For Claimant, International Assets Advisory Corp. ("International"): Robert Miller, Esq. of Miller and Grace, P. A. For Respondent, Chris Kyriacis ("Kyriacis"): Patrick Davis, P.A. of Clearwater, Florida. CASE INFORMATION

____ N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Gerald E. Patchen vs. NASD #93-01123 Name of Respondents First Sierra Investment Company, Inc. Martin C. Smith For Claimant: Robert A. Buchman, Esq., King, Shapiro, Mittelman & Buchman, Lafayette, California For Respondent: Theodore Phillips, Esq., Phillips, Greenberg, Strain & Hauser, San Francisco, California Re

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Betty Rose Gonzales Claimant, Vs. Jefferson Pilot Securities Corp., and Andrew P. Weis Respondent. Case Number: 00-03603 Hearing Site: Denver, Colorado REPRESENTATION OF PARTIES Claimant, Betty Rose Gonzales ("Gonzales")- Richard Nervig, Esq., of the firm Nervig & Vorndran, L.L.C., Englewood, Colorado. Respondent, Jefferson Pilot Securities Corporation, ("J