NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01889 Linda A. Durso, Claimant vs. Salomon Smith Barney, Inc. n/k/a Citigroup Global Markets Inc., Respondent. ATTORNEYS: Claimant, Linda A. Durso, ("Claimant"), appeared pro se., Colts Neck, NJ. Respondent, Salomon Smith Barney, Inc. n/k/a Citigroup Global Markets Inc., ("Respondent"), appeared through its in-house counsel, Ann Parry, Esq., New York, NY. DATE FILED: March 17, 2003 C

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Steven Fox and Meryl Fox (Claimants) v. Citicorp Investment Services, Sofia Tara Manashirov, and UBS Financial Services, Inc. f/k/a UBS PaineWebber, Inc. (Respondents) Case Number: 03-01886 Hearing Site: New York, New York Nature of the Dispute: Customers v. Members and Associated Person. REPRESENTATION OF PARTIES Claimants Steven Fox and Meryl Fox ("The Foxes") hereinafter coll

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01884 Susan M. Diamond, Claimant v. International Securities Corporation, Zvi Amit, Menachem Cohen, and Issac Vidomlanski, Respondents. ATTORNEYS: Claimant/Counterclajm Respondent, Susan M. Diamond, ("Diamond") appeared pro se, Westbury, NY. Respondents: (collectively, "Respondents") Respondent, International Securities Corporation, ("International Sec."), did not enter an appearance

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01881 Fahnestock & Co. Inc., Claimant vs. Denise M. Syers, Respondent. ATTORNEYS: For Claimant appeared in-house counsel Eric J. Shames, Esq., New York, NY. Respondent did not respond to the Statement of Claim. DATE FILED: March 17, 2003 CASE SUMMARY: Claimant alleged that Respondent has failed and refused to repay the remaining principal balance due pursuant to the terms of a Promissory

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Marjorie R. Terry, individually and as Trustee of the Terry Family Trust, Claimants v. A.G. Edwards & Sons, Inc., and Delwin Robert Frew, Respondents Case Number: 03-01876 Hearing Site: San Francisco, California Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: Mitchell S. Ostwald, Esq. Law Offices of Mitchell S. Ostwal

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Steven Young (Claimant) v. Salomon Smith Barney, Inc. n/k/a Citigroup Global Markets, Inc. (Respondent) Case Number: 03-01874 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES Claimant Steven Young ("Young") hereinafter referred to as "Claimant": Alan E. Wolin, Esq., Wolin & Wolin, Jericho, NY. Respondent Salomon

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Marshall Numark, (Claimant) vs. DLJDirect, Inc., (Respondent) Case Number: 00-03561 . Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Marshall Numark, hereinafter referred to as "Claimant", appeared pro se. Respondent, DLJDirect, Inc., hereinafter referred to as "Respondent": Caroline K. Hall, Esq., Rosenman& Colin, LLP, New York, NY. i CASE INFORMATIO

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01871 Prime Charter Ltd, Claimant vs. Daniel E. Simon, Respondent. ATTORNEYS: Claimant, Prime Charter Ltd., ("Claimant"), appeared through its in-house counsel, Eric J. Shames, Esq., New York, NY. Respondent, Daniel E. Simon, ("Respondent"), appeared pro se. Davie, FL. DATE FILED: March 17, 2003 CASE SUMMARY: Claimant alleged that Respondent has failed and refused to repay the remain

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01870 Anthony and Carol Robinson, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Jason C. Amador, Respondents. ATTORNEYS: For Claimants appeared W. Scott Greco of the law offices of Greco & Greco, P.C., McLean, VA. For Respondents appeared in-house counsel Yosef Sinensky, Esq., New York, NY. Formerly represented by in-house counsel Daren A. Luma, Esq., New York, NY. NATURE

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Lois Pat B. McAllister (Claimant) v. Advest, Inc. and Harold Losey (Respondents) Case Number: 03-01869 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Lois Pat B. McAllister ("McAllister") hereinafter referred to as "Claimant": Howard M. Rosenfield, Esq., Law Office of Howard M. Rosenfield, Farm