NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 00-03517 Joseph Camardese, claimant vs. State Capital Markets Corp. and Damien Douglas, respondents. ATTORNEYS: Claimant appeared Pro Se, Rockville, MD. For Respondent Damien Douglas appeared William E. Denver, Esq., of the firm Robertson, Freilich, Bruno & Cohen, LLC, Newark, NJ. Respondent State Capital Markets Corp. was not served a copy of the Statement of Claim. DATE FILED: Augus

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Steven G. Seif, DDS, (Claimant) vs. Discover Brokerage Direct, Inc., James Oerther, Jose Contin, and Tad Ravazzini (Respondents) Case Number: 99-02085 Hearing Site: Albany, New York REPRESENTATION OF PARTIES Claimant, Steven G. Seif, DDS, hereinafter referred to as "Claimant", appeared pro se. Respondents, Discover Brokerage Direct, Inc. ("Discover"), James Oerther ("Oerther")

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Lillian Dworkin, (Claimant) vs. Prudential Securities, Inc. and Marilyn Falls, (Respondents) Case Number: 99-02081 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Lillian Dworkin, hereinafter referred to as "Claimant**: Adolph D. Seltzer, Esq., a sole practitioner, New York, NY. Respondents, Prudential Securities, Inc. ("Prudential") and Marilyn Falls ("Fa

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Jerold Livingston and Lenora Livingston, Trustees for the Benefit of the Livingston Trust, Claimants vs. Morgan Stanley Dean Witter, Gregory Vaughn and Daniel Weiner, Respondents. Case Number: 99-02075 Hearing Site: San Francisco, CA REPRESENTATION OF PARTIES Claimants, Jerold Livingston and Lenora Livingston, Trustees for the Benefit of the Livingston Trust, (hereinafter collectively

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Charles Schwab & Co. Inc. Claimant v. David Eugene Wayne, d.b.a. Spainer Investment Co., Respondent. Case Number: 99-02073 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: Richard A. Karoly, Esq. Charles Schwab & Company, Inc. San Francisco, California For Respondent: Did Not Appear CASE INFORMATION Statement of Claim filed: May 4, 1999

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 99-02071 Robert Maylan, claimant vs. Michael Freeman, Andrea Ratkowski and Freeman Welwood & Co., Inc., respondents. ATTORNEYS: Claimant appeared Pro Se., Seattle, WA. Respondents appeared through Andrea Ratkowski, Vice President of Freeman Welwood & Co., Inc. DATE FILED: May 4, 1999 CASE SUMMARY: Claimant alleged that respondents verbally and through written confirmation sold

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 99-02070 Linjun Xie, Claimant vs. First Flushing Securities, Inc., Respondent. ATTORNEYS: Claimant, Linjun Xie, appeared Pro Se, Corona, New York. For Respondent, First Flushing Securities, Inc., appeared John Liu of First Flushing Securities, Inc., Flushing, NY. DATE FILED: May 4, 1999 CASE SUMMARY: Claimant alleged that respondent, First Flushing Securities Inc., rejected his se

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 99-02068 Kevin Bartholomew and Diane Easlick, JT Ten, claimants vs. DLJ Direct, respondent. ATTORNEYS: Claimants Kevin Bartholomew and Diane Easlick, JT Ten, ("Claimants"), appeared Pro Se., Deerfield Beach, Florida. For Respondent DLJ Direct, ("Respondent"), David J. Campbell, Esq., Senior Vice President and Assistant General Counsel, Jersey City, New Jersey.

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. CASE; 99-02067 Jane Ann Hoxsey, IRA, claimant vs. Gary Williams, respondent. ATTORNEYS: Claimant, Jane Ann Hoxsey, IRA ("Claimant"), appeared Pro Se., Bothell, WA. For Respondent, Gary Williams ("Respondent"), appeared Janet T. Epstein, Esq., First Vice- President and Senior Attorney of Morgan Stanley Dean Winer, San Francisco, CA. DATE FILED: 05/04/99 CASE SUMMARY

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. CASE: #99-02066 Fidelity National Capital Investors, Inc., claimant vs. Barry Weiss, respondents. ATTORNEYS: For Claimant, appeared Wayne A. Krause, Esq., of the firm, Krause & Hirons, Marietta, GA, Respondent, Barry Weiss did not respond to the Statement of Claim. DATE FILED: May, 4, 1999 CASE SUMMARY: Claimant alleged that pursuant to an InterOffice Memo and Account