AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Sutro & Co., Incorporated and 99-01855 Phoenix, Arizona Name of Respondent Allyne Riese Kendall, III REPRESENTATION OF PARTIES Sutro & Co., Incorporated ("Claimant") was represented by David H.S. Commins, Esq., San Francisco, California. Allyne Riese Kendall, III ("Respondent") prior to the hearing, was represented by Ronald W. Meyer, Esq.,

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Mary C. Young, Claimant vs. J.C. Bradford & Company and Cliff Vatter, Respondents. Case Number: 99-01847 Hearing Site: Nashville, Tennessee REPRESENTATION OF PARTIES Claimant, Mary C. Young ("Young"), hereinafter referred to as "Claimant", was represented by Craig R. Allen, Esq., of Foster, Foster, Allen & Durrence, P.C., Chattanooga, Tennessee. Respondents, J.C. Bradford & Co

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: James Stewart and Audrey Stewart, Claimants vs. Sauceda & Granville Securities, Inc. and Jon Cella, Respondents. Case Number: 99-01846 REPRESENTATION OF PARTIES Claimants, James Stewart and Audrey Stewart (Stewart) (hereinafter referred to as "Claimants"), were represented by Paul Erickson, Esquire, of Gutglass, Erickson & Bonville, S.C., Milwaukee, Wisconsin. Responde

AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimants Martin Stein and Susan Stein and 99-01840 Minneapolis, Minnesota Name of Respondents Josephthal Lyon & Ross, Inc. n/k/a Josephthal & Co., Inc. David A. Petri John G. Kinnard and Company, Inc. REPRESENTATION OF PARTIES Martin Stein and Susan Stein ("Claimants") were represented by Emmett J. McMahon, Esq. And John P. Morgan, Esq., Robins, Kaplan, Mil

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimants Jonathan & Mary Ann Smith and 00-03496 Kansas City, Missouri Name of Respondent(s) JW Genesis Financial Services, Inc. Rocco Dimi]ta REPRESENTATION OF PARTIES Jonathan & Mary Ann Smith ("Claimants") were represented by John J. Miller, Esq., Law Office of John J. Miller, P.C., Kansas City, Missouri and Barry D. Estell, Esq., Mission, Kansas.

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: David Bernstein and Anita Charney, Claimants v. Prudential Securities, Inc. and Steven Argila, Respondents Case Number: 99-01838 Hearing Site: San Diego, California REPRESENTATION OF PARTIES For Claimants: Jeffrey L. Gaffney, Esq. Law Offices of Jeffrey L. Gaffney San Diego, California For Respondents: Joseph D'Elia, Esq. Law Offices of Joseph D'Elia Huntin

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Stephen D. Rosenbaum Case No. 99-01832 Name of Respondents Imperial Capital, LLC Eloise J. Rich Hearing Location: Baltimore, MD REPRESENTATION OF PARTIES At the hearing Claimant Stephen D. Rosenbaum ("Claimant") represented himself and was also represented by Mr. Howard Cardin, Esq., Baltimore, MD. Respondents Imperial Capital, LLC ("Imperia

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant The Estate of Loni Wilker Case No. 99-01828 Name of Respondents Joseph A. Schifano Daniel F. McCorry Money Talks, Inc. Schifano-McCorry Associates Hearing Site: Philadelphia, PA REPRESENTATION OF PARTIES Claimant, the Estate of Loni Wilker ("Claimant"): Harry Jay Levin, Esq. and Colleen Flynn Cyphers, Esq. of the law firm of Levin & Cyph

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Larry Giebenrath, Claimant v. Charles Schwab & Co., Inc., Respondent. Case Number: 99-01827 Hearing Site: San Diego, California REPRESENTATION OF PARTIES For Claimant: Larry E. Giebenrath In Pro Per San Diego, California For Respondent: Steve Murphy, Esq. Charles Schwab & Co., Inc. San Francisco CASE INFORMATION Statement of Claim filed: April 20, 1999 Claimant

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 99-01825 Joseph W. Giovengo f/b/o Giovengo Children Trust, claimant vs. Smith Barney Hams Upham & Co., Inc. and Vincent P. Afflixio, Jr., respondents. ATTORNEYS: Claimant appeared Pro Se, Northport, NY. For Respondents appeared Ann Parry, First Vice President and Associate General Counsel of Salomon Smith Barney, New York, NY. DATE FILED: April 20, 1999 CASE SUMMARY: Claimant alle