Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between; Steven L. Gilfenbain, Claimant v. Morgan Stanley Dean Witter, Inc. and Carl Wright, Respondents Case Number: 99-01496 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: Edward S. Gelfand, Esq. Gelfand & Stein, LLP Los Angeles, California For Respondents: Ronald E. Wood, Esq. Morgan Stanley Dean Witter, Inc. San Francisco, California

N.A.S.D. REGULATION AWARD NATIONAI, ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE; 99-01492 Claire Lanced and Gertrude Lanced. JTTEN. claimants vs. Waterhou^e Securities. Inc.. respondent. ATTORNEYS; Claimants Claire Lanced and Gertrude Lanced. JTTEN. ("Claimants"), appeared Pro Se., Arlington, Massachusetts. For Respondent Waterhouse Securities, Inc.. ("Respondent") Janis Campanella. Esq., Assistant Counsel to Waterhouse Securities, Inc.,

Award NASD Regulation, Inc. In the Matter of the Arbitration Between Lincoln Adair and Sally Adair (Claimants) vs. Auerbach, Pollack and Richardson, Inc., Mark Rauseo, Robert L. Haag, Andrew W. Haag (Respondents) Case Number: 99-01491 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants, Lincoln Adair and Sally Adair, hereinafter collectively referred to as "Claimant(s)": pro se, New York, New York. Respondents, Auerbach, Pollack

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Rodney Meere, (Claimant) vs. Bear Stearns & Co., Inc., (Respondent) Case Number: 99-01489 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Rodney Meere, hereinafter referred to as "Claimant": Dan A. Druz, Esq., a sole practitioner, Manasquan, NJ. Respondent, Bear Stearns & Co., Inc., hereinafter referred to as "Respondent": Harold J. Ruvoldt, Esq., Edwards &

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Ronald Peter Mas, Jr., (Claimant) vs. RAS Securities Corporation, (Respondent), Case Number: 99-01487 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Ronald Peter Mas, Jr., hereinafter referred to as "Claimant": Julian Wilsey, Esq., Franzblau Dratch, PC, Livingston, New Jersey. Respondent, RAS Securities Corporation, hereinafter referred to as "Respondent"

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 99-01481 Cliff S. Huang, claimant vs. Quick and Reilly, Inc., respondent. ATTORNEYS: Claimant Cliff S. Huang ("Claimant") appeared Pro Se., Hong Kong, China. Respondent Quick and Reilly, Inc. ("Respondent") appeared through Brian McSherry, New York, NY. DATE FILED: 03/26/99 CASE SUMMARY: Claimant alleged that Respondent failed to acknowledge or accept res

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. CASE: 99-01480 Crary E. Grattan, claimant vs. Merrill Lynch, Pierce, Fenner & Smith, Inc., respondent ATTORNEYS: Claimant Crary E. Grattan appeared Pro Se, Okemos, Michigan. For Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc., appeared in-house counsel, Christopher D. Cavouti, Esq., New York, New York. DATE FILED: 03/26/1999 CASE SUMMARY: Claimant alleged th

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Sal D. Cianella, Claimant v. Merrill Lynch, Pierce, Fenner & Smith Inc., Respondent Case Number: 00-03453 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: William P. Torngren, Esq. Law Offices of William P. Torngren Sacramento, California For Respondent: Eric J. Glassman, Esq. Menrierneier, Glassman &. Stroud, LLP Sacramento; California

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: David C. Kauffman, Claimant v. E*Trade Securities, Inc. and Peter M. Szydlowski, Respondents. Case Number: 99-01470 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: David C. Kauffman In Pro Per Sherman Oaks, California For Respondents: John M. McCoy, III, Esq. Bird, Marella, Boxer & Wolpert Los Angeles, California CASE INFORMATION

04/17/01 TUB 00:05 FAI 14153817728 KY&L SF ©002 1 2 3 4 5 6 7 S 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 23 Peter R. Boutin, CASE No. 65261 KEESAL, YOUNG & LOGAN A Professional Corporation Four Embarcadero Center, Suite 1500 San Francisco, California 94111 Telephone: (415) 398-6000 Facsimile: (415)981-0136 RECEIVED A