Award NASD Dispute Resolution In the Matter of the Arbitration Between: Steven J. Rottman, Claimant v. Merrill Lynch Pierce Fenner & Smith Inc., Jeffrey Marc Krull, and Martin Krull, Respondents Case Number: 99-00718 Hearing Site: Los Angeles, California Nature of Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: For Respondent: Merrill Lynch Pierce Fenner & Smith Inc. Jeffrey Marc Krull Marti

Award NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimants Russell W. and Jeanne K. Twigg vs. Case No. 99-00711 Name of Respondents Merrill Lynch Pierce Fenner & Smith, Inc. Robert L. Shangraw REPRESENTATION OFJPARTffiS Claimants, Russell W, and Jeanne K. Twigg, hereinafter collectively referred to as "Claimants": Foster S. Goldman, Jr., Esq., Markel, Schafer & Goldman, Pittsburgh, Pennsylvania Respondents, Me

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Dakota Construction, Inc. v. VTR Capital, Inc., a/k/a Fairchild Financial Group, Inc., Jason Cope, Jeffrey Haberstroh, Wallace Coniey and E.M. Holdings Case Number: 99-704 Hearing Site: Omaha, Nebraska REPRESENTATION OF PARTIES Claimant, Dakota Construction, Inc. ("Dakota"), hereinafter referred to as "Claimant": Gail E. Boliver, Esq., Marshalltown, Iowa. Respondent, VTR C

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Winston E. Griffith and Sally Griffith JT TEN/WROS, Claimants v. Millennium Securities Corp. and James M. Frace, Respondents Case Number: 99-00703 Hearing Site: Seattle, Washington REPRESENTATION OF PARTIES For Claimants: Winston E. Griffith Chehalis, Washington For Respondents: Rick Cardillo Millennium Securities Corp. New York, New York CASE INFORMATION S

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Themi H. Demas and Christina A. Demas, (Claimants) vs. Charles Schwab & Co., Inc. (Respondent). Case Number: 99-00700 Hearing Site: San Francisco, California. REPRESENTATION OF PARTIES Themi H. Demas and Christina A. Demas hereinafter collectively referred to as "Claimants": George G. Benetatos, Esq., Law Offices of George G. Benetatos, San Francisco, California. Charles Schwab &

Stipulated Award NASD In the Matter of the Arbitration Between: Name of the Claimant Case Number: James R. Swaggard 99-00699 Names of the Respondents Hearing Site: Bears Stearns Securities Corp., Boca Raton, FL Michael Anthony Pollaccia, and Joseph Sciarra Name of the Third-Party Respondent David Lame REPRESENTATION OF PARTIES For James R. Swaggard, hereinafter referred to as "Claimant": Dennis M. Boyce, Esq., North Palm Beach, FL. For R

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASEiOO-03334 Paine Webber Incorporated, claimant vs. Opie Auten, respondent. ATTORNEYS: For Claimant appeared Lisa A. Catalano, Esq., of the law offices of Joel E. Davidson, Park Ridge, NJ. Respondent has not submitted a response to the Statement of Claim. DATE FILED: August 4, 2000 CASE SUMMARY: Claimant alleged that respondent failed to repay the outstanding balance due on an unsecur

Award NASD Regulation, Inc. In the Matter of the Arbitration Between Names of Claimants Mihaly Gaal and Ilona Gaal NASD Case No. 99-00695 Hearing Site: Tampa, Florida Names of Respondents A.G. Edwards & Sons, Inc. and Thomas Wilkinson REPRESENTATION OF PARTIES Claimants, Mihaly Gaal and Ilona Gaal, hereinafter collectively referred to as "Claimants": Stephen D. Spivey, Esq., Ocala, Florida. Respondents, A.G. Edwards & Sons, Inc. ("Ed

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: TIBA Finanz Anstalt (Claimant/Counter Respondent) v. Morgan Stanley Dean Witter, Inc. Keith Waddell. and William Martin Lacy, Jr. (Respondents) -and- Morgan Stanley Dean Witter, Inc. (Counter Claimant) v. TIBA Finanz Anstalt (Counter Respondent) -and- Morgan Stanley Dean Witter, Inc. (Third Party Claimant) v. Nevis Trust Limited, Peter Buchel, Claud

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Patrick Corrigan and 99-00681 Minneapolis, Minnesota Name of Respondent Merrill Lynch Pierce Fenner & Smith, Inc. REPRESENTATION OF PARTIES Patrick Corrigan ("Claimant") was represented by John D. Thompson, Esq. and Daniel Q. Poretti, RIDER BENNETT EGAN & ARUNDEL, LLP, Minneapolis, MN Merrill Lynch Pierce Fenner & Smith, Inc. ("Respondent") was